The best savings rates for Kansas City, Missouri and the surrounding area include First Federal Bank of Kansas CityFirst Federal Bank of Kansas City711 Minnesota Ave, Kansas City, KS 66101A+5.0 ★Texas Ratio: 4.95% Grow Savings Account at 5.00% APY, CommunityAmerica Credit UnionCommunityAmerica Credit Union6390 N Cosby Ave, Kansas City, MO 64151A+5.0 ★Texas Ratio: 5.94% High Interest Savings at 5.00% APY, Capitol Federal Savings BankCapitol Federal Savings Bank7600 State Ave, Kansas City, KS 66112A+5.0 ★Texas Ratio: 1.06% eSavings at 3.70% APY, PNC BankPNC Bank1837 Grand Blvd, Kansas City, MO 64108A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, and Southern BankSouthern Bank7553 Nw Barry Rd, Kansas City, MO 64153A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kansas City, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kansas City, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kansas City, Missouri and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifications Required; Qualifying balance up to $2,500.00
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
on balances up to 1,499,999.
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
All Balances
Qualifications Required; Qualifying balance up to $25,000.00
$5 opening deposit required
2,4
2,4
Account Balances $25 - over
$50 opening deposit required
Qualifying balance up to $1,000.00
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Compare local Kansas City, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates rose 1.012 points this week to 1.212% APY, up from 0.200% last week.
Missouri standard savings rates rose 0.113 points this week to 0.639% APY, up from 0.526% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kansas City, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas City, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.