The best savings rates for Springfield, Missouri and the surrounding area include Sullivan BankSullivan Bank2655 S Campbell Ave, Springfield, MO 65807A5.0 ★Texas Ratio: 7.14% Cash Rewards with Savings Rewards at 3.00% APY, Southern BankSouthern Bank3000 W Republic Rd, Springfield, MO 65807A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY, Phelps County BankPhelps County Bank334 E Walnut Street, Springfield, MO 65806A+5.0 ★Texas Ratio: 2.83% Minor Savings at 1.00% APY, Multipli Credit UnionMultipli Credit Union818 N Benton Ave, Springfield, MO 65802 3704A+5.0 ★Texas Ratio: 0.72% HSA - Health Savings Account at 1.00% APY, and TelComm Credit UnionTelComm Credit Union2155 E Sunshine St, Springfield, MO 65804 1816A+5.0 ★Texas Ratio: 1.87% IRA Share at 0.80% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Springfield, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Springfield, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, Missouri and the surrounding area. Last Updated and Verified: March 26, 2026
Qualifying balance up to $10,000
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Qualifying balance up to $25,000
Qualifying balance up to $25,000
$100,000 and up
$50,000-$99,999.99
$10,000-$49,999.99
Up to $9,999.99
($50 Avg. Daily Bal./Qtr.)
Balances over $75,000 receive .05% interest.
Reg $500.00 and up
Rate from $500 and up
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Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000
Qualifying balance up to $15,000. Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
For ages 12 & under with 5% APY
Qualifications Required; Qualifying balance up to $2,500.00
Qualifying balance up to $250,000.00
Qualifying balance up to $2,500.00
Quarter ending December 31, 2025
Compare local Springfield, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri high-yield savings rates fell 1.464 points this week to 1.195% APY, down from 2.659% last week.
Missouri standard savings rates fell 0.021 points this week to 0.640% APY, down from 0.662% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.