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Nebraska Savings Rate Trends

Elkhorn, Nebraska (NE) Savings Rates - March 2026

The best savings rates for Elkhorn, Nebraska and the surrounding area include First Nebraska BankFirst Nebraska Bank20421 George B Lake Pkwy, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 1.66% Little Sprout Savings Account at 1.31% APY, Bankers Trust CompanyBankers Trust Company19202 Davenport Street, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 2.53% Regular Savings Platinum Tier at 1.05% APY, United Republic BankUnited Republic Bank111 N 181st St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 1.34% Health Savings at 0.25% APY, First Nebraska Credit UnionFirst Nebraska Credit Union20241 Manderson St, Elkhorn, NE 68022A+5.0 ★Texas Ratio: 3.07% Savings at 0.25% APY, and Metro Federal Credit UnionMetro Federal Credit Union940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682A+5.0 ★Texas Ratio: 1.41% Share Savings at 0.07% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Elkhorn, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Elkhorn, Nebraska (NE) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Elkhorn, Nebraska and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Elkhorn, Nebraska & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Nebraska Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
20421 George B Lake Pkwy, Elkhorn, NE 68022
Little Sprout Savings Account
1.31%
$10
Rate1.30%
Min Deposit$10
Min Balance
UpdatedMar 23, 2026
Details

for customers 16 years of age or younger

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
Regular Savings Platinum Tier
1.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
Regular Savings Gold Tier
0.95%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
Regular Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
Regular Savings Bronze Tier
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
19202 Davenport Street, Elkhorn, NE 68022
Regular Savings Silver Tier
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Health Savings
0.25%
$250
Rate0.25%
Min Deposit$250
Min Balance
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Republic Savings
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Grow UR Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business Savings
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
20241 Manderson St, Elkhorn, NE 68022
Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Health Savings
0.20%
$250
Rate0.20%
Min Deposit$250
Min Balance
UpdatedMar 22, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
20241 Manderson St, Elkhorn, NE 68022
Savings
0.12%
$0
Rate0.12%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Health Savings
0.10%
$250
Rate0.10%
Min Deposit$250
Min Balance
UpdatedMar 22, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
20241 Manderson St, Elkhorn, NE 68022
Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
940 N 204th Ave Ste 270, Elkhorn, NE 68022 4682
Share Savings
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Health Savings
0.05%
$250
Rate0.05%
Min Deposit$250
Min Balance
UpdatedMar 22, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
20241 Manderson St, Elkhorn, NE 68022
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Kids Club Savings
5.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
SuperSaver Kids Club Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.55%
$50
Rate3.49%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
IRA Savings
3.49%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
IRA Savings
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.05%
$50
Rate3.01%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Junior Growers Savings Account
3.03%
$5
Rate3.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

For Kids 12 & Under $5.00 Minimum Deposit

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Business Savings
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Teens Club Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Youth Savings Accounts
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Benefit from special promotions just for young savers; Pick a prize with each deposit of $1.00 or more

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
Rate2.72%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
2.55%
$50
Rate2.52%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
Money Market Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
Education Savings Account
2.52%
$25
Rate2.50%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum to open

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Health Savings Account (HSA)
2.25%
$50
Rate2.23%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.17%
$1
Rate2.15%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.12%
$1
Rate2.10%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.09%
$1
Rate2.07%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
IRA Savings
2.07%
$1
Rate2.05%
Min Deposit$1
Min Balance
UpdatedMar 21, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE 68503 3718
Liberty+ Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $0.01

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
Youth Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Health Savings Account (HSA)
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Northeast Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1306 N 13th St, Norfolk, NE 68701 2591
IRA Shares
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Elkhorn, NE Savings Rate Trends

Compare local Elkhorn, NE savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Savings Trends →
High-Yield Savings — NE Avg
0.082%
▼ 1.469 from last week

Nebraska high-yield savings rates fell 1.469 points this week to 0.082% APY, down from 1.551% last week.

Standard Savings — NE Avg
0.711%
▼ 0.093 from last week

Nebraska standard savings rates fell 0.093 points this week to 0.711% APY, down from 0.805% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Elkhorn, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elkhorn, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Elkhorn, Nebraska

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.

Are savings accounts in Elkhorn, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do savings rates change in Elkhorn, Nebraska?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Elkhorn, Nebraska may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Elkhorn, Nebraska?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Elkhorn, Nebraska offer in-person customer service, which some customers prefer.

How do I open a savings account in Elkhorn, Nebraska?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Elkhorn, Nebraska

Here are recent savings rates observed in Elkhorn, Nebraska and the surrounding area:
  • First Nebraska Bank
    Little Sprout Savings Account — 1.31% APY
  • Bankers Trust Company
    Regular Savings Platinum Tier — 1.05% APY
  • United Republic Bank
    Health Savings — 0.25% APY
  • First Nebraska Credit Union
    Savings — 0.25% APY
  • Metro Federal Credit Union
    Share Savings — 0.07% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Elkhorn, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026