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Nebraska Savings Rate Trends

Grand Island, Nebraska (NE) Savings Rates - March 2026

The best savings rates for Grand Island, Nebraska and the surrounding area include Bruning BankBruning Bank3032 W Stolley Park Rd, Grand Island, NE 68801A+5.0 ★Texas Ratio: 0.00% Money Market Savings Accounts at 0.80% APY, Pathway BankPathway Bank3333 State St, Grand Island, NE 68803A+5.0 ★Texas Ratio: 5.99% High-Yield Savings Account at 0.50% APY, Union Bank and Trust CompanyUnion Bank and Trust Company2008 N Webb Rd, Grand Island, NE 68803A+5.0 ★Texas Ratio: 0.93% Simply Savings account at 0.30% APY, Trius Federal Credit UnionTrius Federal Credit Union939 S Locust St, Grand Island, NE 68801A5.0 ★Texas Ratio: 10.15% Share Savings at 0.20% APY, and Centris Federal Credit UnionCentris Federal Credit Union3406 State St, Grand Island, NE 68803A-4.9 ★Texas Ratio: 16.42% IRA Savings at 0.20% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Grand Island, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Grand Island, Nebraska (NE) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Grand Island, Nebraska and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Grand Island, Nebraska & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
High-Yield Savings Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2008 N Webb Rd, Grand Island, NE 68803
Simply Savings account
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2008 N Webb Rd, Grand Island, NE 68803
Simply Savings Student account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bruning Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3032 W Stolley Park Rd, Grand Island, NE 68801
Money Market Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
Share Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$20,000.00 & over

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
Share Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$10,000 - $19,999.99

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
3406 State St, Grand Island, NE 68803
Regular Savings & Rafferty
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$5,000 - $9,999.99

Pathway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
3333 State St, Grand Island, NE 68803
Basic Savings Account
0.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Trius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
939 S Locust St, Grand Island, NE 68801
Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$100.00 - $4,999.99

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3404 W 13th St, Grand Island, NE 68803
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Kids Club Savings
5.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
12212 N 156th St, Bennington, NE 68007
SuperSaver Kids Club Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.55%
$50
Rate3.49%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
IRA Savings
3.49%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
IRA Savings
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
3.05%
$50
Rate3.01%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Junior Growers Savings Account
3.03%
$5
Rate3.00%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

For Kids 12 & Under $5.00 Minimum Deposit

Chadron Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.92%
126 E 3rd St, Chadron, NE 69337 2381
Teens Club Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Business Savings
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Youth Savings Accounts
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Benefit from special promotions just for young savers; Pick a prize with each deposit of $1.00 or more

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Madison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
Rate2.72%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8400 Maddox Dr, Lincoln, NE 68520
Premier Savings
2.55%
$50
Rate2.52%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Bank of Prague
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
316 W Center Ave, Prague, NE 68050
Money Market Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Western Nebraska Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
301 Center Ave, Curtis, NE 69025
Education Savings Account
2.52%
$25
Rate2.50%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum to open

Cattle Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
HEALTH SAVINGS ACCOUNTS (HSA)
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Nebraska Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
1414 15th St, Columbus, NE 68601
Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE 68503 3718
Liberty+ Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $0.01

Consumers Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1301 W 3RD ST, Alliance, NE 69301
Youth Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5730 R ST STE A, Lincoln, NE 68505 2309
Money Market Plus Savings Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Archer Cooperative Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
2121 Archer Rd, Archer, NE 68816
Health Savings Account (HSA)
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Grand Island, NE Savings Rate Trends

Compare local Grand Island, NE savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Savings Trends →
High-Yield Savings — NE Avg
0.082%
▼ 1.717 from last week

Nebraska high-yield savings rates fell 1.717 points this week to 0.082% APY, down from 1.799% last week.

Standard Savings — NE Avg
0.665%
▼ 0.229 from last week

Nebraska standard savings rates fell 0.229 points this week to 0.665% APY, down from 0.894% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Grand Island, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Island, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Grand Island, Nebraska

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.

Are savings accounts in Grand Island, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do savings rates change in Grand Island, Nebraska?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Grand Island, Nebraska may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Grand Island, Nebraska?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Grand Island, Nebraska offer in-person customer service, which some customers prefer.

How do I open a savings account in Grand Island, Nebraska?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Grand Island, Nebraska

Here are recent savings rates observed in Grand Island, Nebraska and the surrounding area:
  • Bruning Bank
    Money Market Savings Accounts — 0.80% APY
  • Pathway Bank
    High-Yield Savings Account — 0.50% APY
  • Union Bank and Trust Company
    Simply Savings account — 0.30% APY
  • Trius Federal Credit Union
    Share Savings — 0.20% APY
  • Centris Federal Credit Union
    IRA Savings — 0.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grand Island, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026