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Nebraska Savings Rate Trends

Omaha, Nebraska (NE) Savings Rates - March 2026

The best savings rates for Omaha, Nebraska and the surrounding area include I3 BankI3 Bank15645 Spaulding St, Omaha, NE 68116A5.0 ★Texas Ratio: 7.81% SuperSaver Kids Club Savings at 5.00% APY, Lincoln FSB of NebraskaLincoln FSB of Nebraska15858 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 1.59% Premier Savings at 3.55% APY, Pentagon Federal Credit UnionPentagon Federal Credit Union13220 FORT ST, OMAHA, NE 68164A5.0 ★Texas Ratio: 10.64% Premium Online Savings Account at 2.70% APY, Gallup Federal Credit UnionGallup Federal Credit Union1001 Gallup Dr, Omaha, NE 68102A+5.0 ★Texas Ratio: 0.55% Savings Accounts at 2.25% APY, and Liberty First Credit UnionLiberty First Credit Union5011 S 108th St, Omaha, NE 68137A5.0 ★Texas Ratio: 7.80% Liberty+ Savings at 2.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Omaha, Nebraska, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Omaha, Nebraska (NE) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Omaha, Nebraska and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Omaha, Nebraska & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
SuperSaver Kids Club Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Premier Savings
3.55%
$50
Rate3.49%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Premier Savings
3.05%
$50
Rate3.01%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Business Savings
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedMar 20, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
13220 FORT ST, OMAHA, NE 68164
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Premier Savings
2.55%
$50
Rate2.52%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account (HSA)
2.25%
$50
Rate2.23%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Liberty+ Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $0.01

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
First Rate Savings
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Savings Account
2.00%
$100
Rate1.98%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account (HSA)
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Premier Savings
2.00%
$50
Rate1.98%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account
1.93%
$0
Rate1.91%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Great Plains State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Money Market Savings Account
1.50%
$2,500
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Health Savings Accounts
1.25%
$100
Rate1.24%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
High-Rate Savings - Personal & Business
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier IV
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
15858 W Dodge Rd, Omaha, NE 68118
Health Savings Account (HSA)
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Money Market Savings Account
1.00%
$2,500
Rate1.00%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Savings Accounts
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Secondary Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Gallup Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1001 Gallup Dr, Omaha, NE 68102
Primary Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Christmas Club Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
IRA Shares
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

This is a variable rate account. If an account is closed before the end of the month, all dividends are forfeited. Dividends on all accounts are paid on the last day of the month.

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Share Savings - Tier V
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier III
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
16929 Burke St, Omaha, NE 68118
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

West Gate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
1020 S 179th Ct, Omaha, NE 68118
Regular Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

I3 Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
15645 Spaulding St, Omaha, NE 68116
High-Rate Savings - Personal & Business
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First State Bank Nebraska
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6457 Frances St, Omaha, NE 68106
Health Savings Accounts
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Share Savings - Tier IV
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
IRA Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier II
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
Money Market Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Health Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Enterprise Bank Omaha, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
525 N 132nd Street, Omaha, NE 68154
Money Market Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Share Savings - Tier III
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier I
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
On-Track Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
8251 W Center Rd, Omaha, NE 68124
Share Account
0.30%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Simply Savings Student account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Share Savings - Tier II
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
2720 S 177th St, Omaha, NE 68130
Simply Savings account
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Share Savings - Tier I
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
5011 S 108th St, Omaha, NE 68137
Wealth Builder Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
4740 S 48th St, Omaha, NE 68117
Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Omaha, NE Savings Rate Trends

Compare local Omaha, NE savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska Savings Trends →
High-Yield Savings — NE Avg
0.082%
▼ 1.400 from last week

Nebraska high-yield savings rates fell 1.400 points this week to 0.082% APY, down from 1.482% last week.

Standard Savings — NE Avg
0.711%
▲ 0.035 from last week

Nebraska standard savings rates rose 0.035 points this week to 0.711% APY, up from 0.676% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Omaha, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Omaha, Nebraska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Omaha, Nebraska

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nebraska, help your money grow faster through a higher APY.

Are savings accounts in Omaha, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do savings rates change in Omaha, Nebraska?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Omaha, Nebraska may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Omaha, Nebraska?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Omaha, Nebraska offer in-person customer service, which some customers prefer.

How do I open a savings account in Omaha, Nebraska?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Omaha, Nebraska

Here are recent savings rates observed in Omaha, Nebraska and the surrounding area:
  • I3 Bank
    SuperSaver Kids Club Savings — 5.00% APY
  • Lincoln FSB of Nebraska
    Premier Savings — 3.55% APY
  • Pentagon Federal Credit Union
    Premium Online Savings Account — 2.70% APY
  • Gallup Federal Credit Union
    Savings Accounts — 2.25% APY
  • Liberty First Credit Union
    Liberty+ Savings — 2.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Omaha, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026