Reno, Nevada (NV) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Reno, Nevada and the surrounding area include Weststar Credit UnionWeststar Credit Union394 E Moana Ln, Reno, NV 89502A+5.0 ★Texas Ratio: 4.17% IRA Shares at 1.25% APY, United Federal Credit UnionUnited Federal Credit Union980 Ambassador Dr, Reno, NV 89523A+5.0 ★Texas Ratio: 3.35% Health Savings Account (HSA) at 1.00% APY, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union6100 Neil Rd Ste 150, Reno, NV 89511A+5.0 ★Texas Ratio: 1.56% Regular Shares 10k+ at 0.14% APY, Greater Nevada Credit UnionGreater Nevada Credit Union6745 Sierra Center Pkwy, Reno, NV 89511F1.0 ★Texas Ratio: 83.06% Health Savings Account at 0.05% APY, and One Nevada Credit UnionOne Nevada Credit Union1296 E Plumb Ln Ste A, Reno, NV 89502 6917A+5.0 ★Texas Ratio: 1.18% Secondary Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Reno, Nevada, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Reno, Nevada (NV) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Reno, Nevada and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Reno, Nevada & Surrounding Communities
Minimum opening deposit of $50.00 required.
Minimum opening deposit of $50.00 required.
Minimum opening deposit of $50.00 required.
Minimum opening deposit of $50.00 required.
$10,000 and above
$0.01 to $9,999.99
Rate increases at $10,000 level.
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$100 Minimum Initial Deposit; E-Option
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
$100 Minimum Initial Deposit
Terms and Conditions apply.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
guaranteed through June 30, 2026
Qualifying balance up to $9,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Reno, NV Savings Rate Trends
Compare local Reno, NV savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada high-yield savings rates fell 1.437 points this week to 0.045% APY, down from 1.482% last week.
Nevada standard savings rates rose 0.240 points this week to 0.323% APY, up from 0.083% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Reno, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Reno, Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Reno, Nevada
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Reno, Nevada safe?
How often do savings rates change in Reno, Nevada?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Reno, Nevada?
How do I open a savings account in Reno, Nevada?
Best Savings Rates in Reno, Nevada
- Weststar Credit Union
IRA Shares — 1.25% APY - United Federal Credit Union
Health Savings Account (HSA) — 1.00% APY - Sierra Pacific Federal Credit Union
Regular Shares 10k+ — 0.14% APY - Greater Nevada Credit Union
Health Savings Account — 0.05% APY - One Nevada Credit Union
Secondary Savings — 0.05% APY
