Manchester, New Hampshire (NH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Manchester, New Hampshire and the surrounding area include Service Federal Credit UnionService Federal Credit Union1895 S Willow St, Manchester, NH 03103 2363A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Camden National BankCamden National Bank9 Pond Rd, Manchester, ME 04351A+5.0 ★Texas Ratio: 0.98% High-Yield Savings Account at 3.10% APY, Triangle Credit UnionTriangle Credit Union257 Elm St, Manchester, NH 03101A+5.0 ★Texas Ratio: 4.10% Online Savings at 2.50% APY, Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 1.61% Emergency Savings at 1.75% APY, and New Hampshire Postal Credit UnionNew Hampshire Postal Credit Union955 Goffs Falls Rd, Manchester, NH 03103A+5.0 ★Texas Ratio: 0.07% Guaranteed Investment Savings at 1.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Manchester, New Hampshire, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Manchester, New Hampshire (NH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Manchester, New Hampshire and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Manchester, New Hampshire & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
1895 S Willow St, Manchester, NH 03103 2363
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
1895 S Willow St, Manchester, NH 03103 2363
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Online Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Business Online Savings
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Business Online Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Online Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Business Online Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Online Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Business Online Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Emergency Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Begin Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Online Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH 03101 1325
Advantage Plus Savings Account
0.45%
$50,000
▼
Rate0.45%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Market Rate Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Health Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
IRA Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
IRA Share Savings
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 4 - Average daily balance $50,000 +
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH 03101 1325
Advantage Savings Account
0.30%
$10
▼
Rate0.30%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH 03101 1325
IRA Advantage Savings
0.30%
$10
▼
Rate0.30%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
IRA Accumulator Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Market Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
1895 S Willow St, Manchester, NH 03103 2363
Business Savings
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
1895 S Willow St, Manchester, NH 03103 2363
Business Secondary Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
1895 S Willow St, Manchester, NH 03103 2363
Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH 03101 1325
Advantage Savings Account
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
1415 Elm St, Manchester, NH 03101 1325
IRA Advantage Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
IRA Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
257 Elm St, Manchester, NH 03101
Kids Club Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 3 - Average daily balance $25,000 < $50,000
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Market Rate Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 2 - Average daily balance $2,500 < $25,000
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Primary Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1662 Elm St, Manchester, NH 03101
Primary Business Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 1 - Average daily balance $0.01 < $2,500
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
999 And 1001 Elm Street, Manchester, NH 03101
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
Health Savings Account (HSA)
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
Promise Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
Business Savings Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
9 Pond Rd, Manchester, ME 04351
Business Savings Account
0.03%
$25
▼
Rate0.03%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
Statement Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 1 - Average daily balance is $25 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
iStrive Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
eSavings Account Tier 3
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance is $10,000 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
eSavings Account Tier 2
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $2,500 < $10,000
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
80 Canal St, Manchester, NH 03101
eSavings Account Tier 1
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $100 < $2,500
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Manchester, NH Savings Rate Trends
Compare local Manchester, NH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NH Avg
1.546%
▼ 0.009 from last week
New Hampshire high-yield savings rates fell 0.009 points this week to 1.546% APY, down from 1.555% last week.
Standard Savings — NH Avg
0.475%
▲ 0.195 from last week
New Hampshire standard savings rates rose 0.195 points this week to 0.475% APY, up from 0.280% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Manchester, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Manchester, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Manchester, New Hampshire
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.
Are savings accounts in Manchester, New Hampshire safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.
How often do savings rates change in Manchester, New Hampshire?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Manchester, New Hampshire may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Manchester, New Hampshire?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Manchester, New Hampshire offer in-person customer service, which some customers prefer.
How do I open a savings account in Manchester, New Hampshire?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Manchester, New Hampshire
Here are recent savings rates observed in Manchester, New Hampshire and the surrounding area:
- Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Camden National Bank
High-Yield Savings Account — 3.10% APY - Triangle Credit Union
Online Savings — 2.50% APY - Bellwether Community Credit Union
Emergency Savings — 1.75% APY - New Hampshire Postal Credit Union
Guaranteed Investment Savings — 1.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Manchester, New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
