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New Hampshire Savings Rate Trends

Rochester, New Hampshire (NH) Savings Rates - March 2026

The best savings rates for Rochester, New Hampshire and the surrounding area include Service Federal Credit UnionService Federal Credit Union90 S Main St, Rochester, NH 03867A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, MVSBMVSB21 Farmington Rd, Rochester, NH 03867A+5.0 ★Texas Ratio: 4.06% High Yield Savings at 3.40% APY, Profile BankProfile Bank45 Wakefield St, Rochester, NH 03867A+5.0 ★Texas Ratio: 0.08% Health Savings Account at 1.26% APY, Holy Rosary Credit Union Rochester, NHHoly Rosary Credit Union Rochester, NH133 Brock St, Rochester, NH 03867A+5.0 ★Texas Ratio: 2.05% Health Savings Account (HSA) at 0.55% APY, and Granite State Credit UnionGranite State Credit Union7 Two Rod Rd, Rochester, NH 03867 4328A+5.0 ★Texas Ratio: 5.41% Advantage Plus Savings Account at 0.45% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Rochester, New Hampshire, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rochester, New Hampshire (NH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Rochester, New Hampshire and the surrounding area. Last Updated and Verified: March 29, 2026

Compare the Best Savings Rates in Rochester, New Hampshire & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
90 S Main St, Rochester, NH 03867
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
90 S Main St, Rochester, NH 03867
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Health Savings Account
1.26%
$50
Rate1.25%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Health Savings Account
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Health Savings Account
0.75%
$50
Rate0.75%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
Health Savings Account (HSA)
0.55%
$10,000
Rate0.55%
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Health Savings Account
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 28, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Plus Savings Account
0.45%
$50,000
Rate0.45%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
Health Savings Account (HSA)
0.30%
$2,500
Rate0.30%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
90 S Main St, Rochester, NH 03867
Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
90 S Main St, Rochester, NH 03867
Business Secondary Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
90 S Main St, Rochester, NH 03867
Business Savings
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Everyday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Youth Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$1.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Everyday Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
Health Savings Account (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Everyday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Statement Savings Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
Business Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Secondary Savings (Special, Christmas, Tax, Vacation)
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
IRA Advantage Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Basic Savings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH 03867 4328
Advantage Savings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Goal-Setter Savings/GOALS
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$2.00 minimum to open

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
301 N Main St, Rochester, NH 03867
Savings Personal
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

($100 minimum to open)

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
Health Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$10.00 minimum to open

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
21 Farmington Rd, Rochester, NH 03867
High Yield Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$100.00 minimum to open

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
102 Spit Brook Rd, Nashua, NH 03062 2711
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $5,000.00

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Provident Way, Seabrook, NH 03874
GoalGetter Savings
4.00%
$10
Rate3.93%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $10,000.00

BankProv
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
1 Provident Way, Seabrook, NH 03874
Goal Getter Savings
4.00%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $10,000

Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
Kids' Bank Savings Account
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $4,999.99

Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

For balances of $50,000 and above

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
Build Savings - Tier 1
3.35%
$5
Rate3.30%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Variable Rate IRA Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
3.25%
$500,000
Rate3.20%
Min Deposit$500,000
Min Balance
UpdatedMar 26, 2026
Details

Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
3.25%
$500,000
Rate3.20%
Min Deposit$500,000
Min Balance
UpdatedMar 26, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
High-Yield Savings Account
3.10%
$25
Rate3.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $2,500.00

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Rochester, NH Savings Rate Trends

Compare local Rochester, NH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire Savings Trends →
High-Yield Savings — NH Avg
1.546%
▲ 0.283 from last week

New Hampshire high-yield savings rates rose 0.283 points this week to 1.546% APY, up from 1.264% last week.

Standard Savings — NH Avg
0.471%
▲ 0.278 from last week

New Hampshire standard savings rates rose 0.278 points this week to 0.471% APY, up from 0.193% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rochester, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rochester, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Rochester, New Hampshire

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.

Are savings accounts in Rochester, New Hampshire safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.

How often do savings rates change in Rochester, New Hampshire?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Rochester, New Hampshire may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Rochester, New Hampshire?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Rochester, New Hampshire offer in-person customer service, which some customers prefer.

How do I open a savings account in Rochester, New Hampshire?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Rochester, New Hampshire

Here are recent savings rates observed in Rochester, New Hampshire and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • MVSB
    High Yield Savings — 3.40% APY
  • Profile Bank
    Health Savings Account — 1.26% APY
  • Holy Rosary Credit Union Rochester, NH
    Health Savings Account (HSA) — 0.55% APY
  • Granite State Credit Union
    Advantage Plus Savings Account — 0.45% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rochester, New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026