Hoboken, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Hoboken, New Jersey and the surrounding area include Blue Foundry BankBlue Foundry Bank334 Washington St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 2.56% BLUE AXIS FUSION® SAVINGS at 3.85% APY, PNC BankPNC Bank111 River St, Hoboken, NJ 07030A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Haven Savings BankHaven Savings Bank621 Washington St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 2.97% Safe Haven Relationship Savings at 3.00% APY, Wells FargoWells Fargo95 River St, Hoboken, NJ 07030A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, and Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hoboken, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hoboken, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hoboken, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Hoboken, New Jersey & Surrounding Communities
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Qualifying balance up to $10,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hoboken, NJ Savings Rate Trends
Compare local Hoboken, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hoboken, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hoboken, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hoboken, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hoboken, New Jersey safe?
How often do savings rates change in Hoboken, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hoboken, New Jersey?
How do I open a savings account in Hoboken, New Jersey?
Best Savings Rates in Hoboken, New Jersey
- Blue Foundry Bank
BLUE AXIS FUSION® SAVINGS — 3.85% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Haven Savings Bank
Safe Haven Relationship Savings — 3.00% APY - Wells Fargo
Platinum Savings — 0.05% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY
