Jersey City, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Jersey City, New Jersey and the surrounding area include Blue Foundry BankBlue Foundry Bank123 Montgomery St, Jersey City, NJ 07302A+5.0 ★Texas Ratio: 2.56% BLUE AXIS FUSION® SAVINGS at 3.85% APY, PNC BankPNC Bank395 Danforth Ave, Jersey City, NJ 07305A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank35 Journal Sq, Jersey City, NJ 07306A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Financial Resources Federal Credit UnionFinancial Resources Federal Credit Union525 Washington Blvd, Jersey City, NJ 07310B-4.3 ★Texas Ratio: 23.26% Youth Savings at 3.03% APY, and Selfreliance Federal Credit UnionSelfreliance Federal Credit Union558 Summit Ave, Jersey City, NJ 07306A5.0 ★Texas Ratio: 9.56% Coverdell Education Savings Accounts at 1.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jersey City, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jersey City, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jersey City, New Jersey and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Jersey City, New Jersey & Surrounding Communities
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
BALANCES UNDER $100 DO NOT RECEIVE DIVIDENDS. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
SHARE DRAFT ACCOUNTS WITH AVERAGE DAILY BALANCES UNDER $500 ARE NOT PAID A DIVIDEND. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATE SUBJECT TO CHANGE WITHOUT NOTICE.
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
$25 minimum opening deposit
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Jersey City, NJ Savings Rate Trends
Compare local Jersey City, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.643 points this week to 0.677% APY, up from 0.033% last week.
New Jersey standard savings rates rose 0.469 points this week to 0.515% APY, up from 0.047% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jersey City, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jersey City, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Jersey City, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Jersey City, New Jersey safe?
How often do savings rates change in Jersey City, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Jersey City, New Jersey?
How do I open a savings account in Jersey City, New Jersey?
Best Savings Rates in Jersey City, New Jersey
- Blue Foundry Bank
BLUE AXIS FUSION® SAVINGS — 3.85% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Financial Resources Federal Credit Union
Youth Savings — 3.03% APY - Selfreliance Federal Credit Union
Coverdell Education Savings Accounts — 1.00% APY
