Roselle, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Roselle, New Jersey and the surrounding area include Community Financial Services Federal Credit UnionCommunity Financial Services Federal Credit Union149 Saint George Ave, Roselle, NJ 07203 2936F3.0 ★Texas Ratio: 39.45% IRA Shares at 0.25% APY, Advanced Financial Federal Credit UnionAdvanced Financial Federal Credit Union575 Raritan Rd, Roselle, NJ 07203A+5.0 ★Texas Ratio: 5.10% Share Savings at 0.20% APY, Wells FargoWells Fargo201 Chestnut St, Roselle, NJ 07203A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, and FourLeaf Federal Credit UnionFourLeaf Federal Credit Union56 Haddonfield Rd, Cherry Hill, NJ 08002 2057A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Roselle, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Roselle, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Roselle, New Jersey and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Roselle, New Jersey & Surrounding Communities
A 90-day dividend penalty will be imposed for early withdrawal on Share Certificates. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000; for one year!
Qualifying balance up to $5,000.00
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Terms and Conditions apply.
New Money Only
Earns 3.75% APY2 on balances up to $15,000
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Roselle, NJ Savings Rate Trends
Compare local Roselle, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.602 points this week to 0.688% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.204 points this week to 0.509% APY, up from 0.305% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Roselle, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roselle, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Roselle, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Roselle, New Jersey safe?
How often do savings rates change in Roselle, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Roselle, New Jersey?
How do I open a savings account in Roselle, New Jersey?
Best Savings Rates in Roselle, New Jersey
- Community Financial Services Federal Credit Union
IRA Shares — 0.25% APY - Advanced Financial Federal Credit Union
Share Savings — 0.20% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY
