Baldwinsville, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Baldwinsville, New York and the surrounding area include Together Credit UnionTogether Credit Union2885 Belgium Rd, Baldwinsville, NY 13027 2706A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Solvay BankSolvay Bank197 Downer St, Baldwinsville, NY 13027A+5.0 ★Texas Ratio: 0.79% Horizon High-Yield Savings Tier 1 at 3.25% APY, NBT BankNBT Bank8260 Willett Pkwy, Baldwinsville, NY 13027A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, Fulton Savings BankFulton Savings Bank7471 State Fair Blvd, Baldwinsville, NY 13027A+5.0 ★Texas Ratio: 1.68% Passbook and Statement Savings Accounts at 0.05% APY, and Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Baldwinsville, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Baldwinsville, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Baldwinsville, New York and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Baldwinsville, New York & Surrounding Communities
Qualifying balance up to $5,000.00
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.
Qualifying balance up to $2,500.00
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
*+
Tier 1 - Average daily balance is $25 +
Average daily balance $100 < $2,500
Average daily balance $2,500 < $10,000
Average daily balance is $10,000 +
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Baldwinsville, NY Savings Rate Trends
Compare local Baldwinsville, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.200 points this week to 1.560% APY, down from 1.760% last week.
New York standard savings rates rose 0.157 points this week to 0.810% APY, up from 0.653% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Baldwinsville, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baldwinsville, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Baldwinsville, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Baldwinsville, New York safe?
How often do savings rates change in Baldwinsville, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Baldwinsville, New York?
How do I open a savings account in Baldwinsville, New York?
Best Savings Rates in Baldwinsville, New York
- Together Credit Union
Accelerate It Savings — 5.00% APY - Solvay Bank
Horizon High-Yield Savings Tier 1 — 3.25% APY - NBT Bank
Health Savings Accounts — 0.30% APY - Fulton Savings Bank
Passbook and Statement Savings Accounts — 0.05% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY
