The best savings rates for Cohoes, New York and the surrounding area include BROADVIEWBROADVIEW219 Ontario St, Cohoes, NY 12047A+5.0 ★Texas Ratio: 0.00% High Yield Savings at 3.05% APY, Hudson River Community Credit UnionHudson River Community Credit Union35 Niver St, Cohoes, NY 12047A5.0 ★Texas Ratio: 6.24% IRA Savings Account at 1.50% APY, Pioneer Bank Albany, NYPioneer Bank Albany, NY100 Mohawk St, Cohoes, NY 12047A5.0 ★Texas Ratio: 6.71% Passbook Savings at 0.03% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, and SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cohoes, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cohoes, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cohoes, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Minimum opening deposit - $50
Minimum opening deposit - $25
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Compare local Cohoes, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cohoes, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cohoes, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.