Commack, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Commack, New York and the surrounding area include Suffolk Federal Credit UnionSuffolk Federal Credit Union6150 Jericho Tpke, Commack, NY 11725 2802A+5.0 ★Texas Ratio: 3.20% Youth Savings at 6.00% APY, Apple Bank for SavingsApple Bank for Savings41 Commack Rd, Commack, NY 11725A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Youth at 5.00% APY, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union94 Harned Rd, Commack, NY 11725 4235A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Jovia Federal Credit UnionJovia Federal Credit Union40 Veterans Memorial Hwy, Commack, NY 11725 3409A5.0 ★Texas Ratio: 10.24% Online Savings at 3.20% APY, and Capital One BankCapital One Bank2050 Jericho Tpke, Commack, NY 11725A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Commack, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Commack, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Commack, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Commack, New York & Surrounding Communities
Earn a great rate, plus get $25 when balance reaches $1,000.
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Balances $0.00 - $1,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
New Money Only
Simple Banking Program
$5 to open
New Money Only
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $100.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Commack, NY Savings Rate Trends
Compare local Commack, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.259 points this week to 1.260% APY, down from 1.519% last week.
New York standard savings rates fell 0.286 points this week to 0.762% APY, down from 1.048% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Commack, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Commack, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Commack, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Commack, New York safe?
How often do savings rates change in Commack, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Commack, New York?
How do I open a savings account in Commack, New York?
Best Savings Rates in Commack, New York
- Suffolk Federal Credit Union
Youth Savings — 6.00% APY - Apple Bank for Savings
SmartStart Savings for Youth — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Jovia Federal Credit Union
Online Savings — 3.20% APY - Capital One Bank
360 Performance Savings — 3.20% APY
