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New York Savings Rate Trends

East Syracuse, New York (NY) Savings Rates - March 2026

The best savings rates for East Syracuse, New York and the surrounding area include Northern Credit UnionNorthern Credit Union5720 Commons Park, East Syracuse, NY 13057A5.0 ★Texas Ratio: 6.98% NEXT eSavings at 5.00% APY, Solvay BankSolvay Bank4248 James St, East Syracuse, NY 13057A+5.0 ★Texas Ratio: 0.79% Horizon High-Yield Savings Tier 1 at 3.25% APY, Pathfinder BankPathfinder Bank6611 Manlius Center Rd, East Syracuse, NY 13057A5.0 ★Texas Ratio: 12.40% Municipal Savings at 0.50% APY, NBT BankNBT Bank6563 Weighlock Dr, East Syracuse, NY 13057A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, and Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in East Syracuse, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in East Syracuse, New York (NY) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in East Syracuse, New York and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in East Syracuse, New York & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
NEXT eSavings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Horizon High-Yield Savings Tier 1
3.25%
$15
Rate3.20%
Min Deposit$15
Min Balance
UpdatedMar 28, 2026
Details

Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Horizon High-Yield Savings Account
3.25%
$15
Rate3.20%
Min Deposit$15
Min Balance
UpdatedMar 28, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Horizon High-Yield Savings Tier 3
3.25%
$15
Rate0.10%
Min Deposit$15
Min Balance
UpdatedMar 28, 2026
Details

Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Horizon High-Yield Savings Tier 2
3.25%
$15
Rate3.20%
Min Deposit$15
Min Balance
UpdatedMar 28, 2026
Details

Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account.

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
High Yield Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
High Yield Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
High Yield Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
High Yield Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Municipal Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
Health Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 4 - Average daily balance $50,000 +

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
Health Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 3 - Average daily balance $25,000 < $50,000

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Business Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Christmas and Vacation Club Savings
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Smart S.T.A.R.T. Savings
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Basic Savings Account NY
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Business Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Smart S.T.A.R.T. Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Easy Savings Account NY
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Christmas and Vacation Club Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Basic Savings Account NY
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Business Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
Health Savings Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 2 - Average daily balance $2,500 < $25,000

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Landlord Tenant Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Statement Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Easy Savings Account NY
0.14%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Basic Savings Account NY
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Horizon High-Yield Savings Account
0.10%
$15
Rate0.10%
Min Deposit$15
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Easy Savings Account NY
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
Health Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 1 - Average daily balance $0.01 < $2,500

Pathfinder Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6611 Manlius Center Rd, East Syracuse, NY 13057
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
4248 James St, East Syracuse, NY 13057
Statement Savings
0.10%
$1
Rate0.10%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Smart S.T.A.R.T. Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Christmas and Vacation Club Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Business Savings Account NY
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
5720 Commons Park, East Syracuse, NY 13057
Easy Savings Account NY
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
eSavings Account Tier 1
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Average daily balance $100 < $2,500

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
eSavings Account Tier 2
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Average daily balance $2,500 < $10,000

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
eSavings Account Tier 3
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Average daily balance is $10,000 +

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
iStrive Savings Account
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6563 Weighlock Dr, East Syracuse, NY 13057
Statement Savings Account
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Tier 1 - Average daily balance is $25 +

Maspeth Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
5618 69th St, Maspeth, NY 11378
Teen Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $6000

SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
341 Englewood Ave, Buffalo, NY 14223 2819
Youth Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $10,000.00

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
3681 Horseblock Rd, Medford, NY 11763 2242
Youth Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

plus get $25 when balance reaches $1,000

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
3681 Horseblock Rd, Medford, NY 11763 2242
Youth Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,500.00

N C P D
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1490 Franklin Ave, Mineola, NY 11501 4801
Youth/Teen/Milestone Savings
5.09%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2885 Belgium Rd, Baldwinsville, NY 13027 2706
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
425 Main St, Catskill, NY 12414
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
425 Main St, Catskill, NY 12414
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $500.00

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
591 E Main St, Bay Shore, NY 11706 8505
Student Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Balances $0.00 - $1,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
497 Electronics Pkwy, Liverpool, NY 13088 6062
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
120 Motor Pkwy, Hauppauge, NY 11788 5152
High Five Youth Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.70%
45 Atlantic Ave, Oceanside, NY 11572 2035
Youth & Young Adult Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
2520 Browncroft Blvd, Rochester, NY 14625
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $10,000

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
2520 Browncroft Blvd, Rochester, NY 14625
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
535 Broadhollow Rd Ste A4, Melville, NY 11747
Smarts Starts Early Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

UP TO AGE 21

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

East Syracuse, NY Savings Rate Trends

Compare local East Syracuse, NY savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York Savings Trends →
High-Yield Savings — NY Avg
1.272%
▼ 0.487 from last week

New York high-yield savings rates fell 0.487 points this week to 1.272% APY, down from 1.760% last week.

Standard Savings — NY Avg
0.810%
▲ 0.167 from last week

New York standard savings rates rose 0.167 points this week to 0.810% APY, up from 0.642% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for East Syracuse, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in East Syracuse, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in East Syracuse, New York

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New York, help your money grow faster through a higher APY.

Are savings accounts in East Syracuse, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do savings rates change in East Syracuse, New York?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in East Syracuse, New York may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in East Syracuse, New York?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in East Syracuse, New York offer in-person customer service, which some customers prefer.

How do I open a savings account in East Syracuse, New York?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in East Syracuse, New York

Here are recent savings rates observed in East Syracuse, New York and the surrounding area:
  • Northern Credit Union
    NEXT eSavings — 5.00% APY
  • Solvay Bank
    Horizon High-Yield Savings Tier 1 — 3.25% APY
  • Pathfinder Bank
    Municipal Savings — 0.50% APY
  • NBT Bank
    Health Savings Accounts — 0.30% APY
  • Maspeth Federal S&L
    Teen Savings — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in East Syracuse, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026