Jamaica, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Jamaica, New York and the surrounding area include Apple Bank for SavingsApple Bank for Savings17033 Hillside Ave, Jamaica, NY 11432A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Carver Federal Savings BankCarver Federal Savings Bank11502 Merrick Blvd, Jamaica, NY 11434C3.9 ★Texas Ratio: 28.07% High Yield Online Savings at 4.25% APY, Capital One BankCapital One Bank14621 Jamaica Ave, Jamaica, NY 11435A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Medisys Employees Federal Credit UnionMedisys Employees Federal Credit Union8900 VAN WYCK EXPY, JAMAICA, NY 11418A+5.0 ★Texas Ratio: 1.15% Youth Shares (Savings) at 1.01% APY, and Triboro Postal Federal Credit UnionTriboro Postal Federal Credit Union250 N Boundary Rd, Jamaica, NY 11430A+5.0 ★Texas Ratio: 0.76% Share Account Plus at 1.01% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jamaica, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jamaica, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jamaica, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Jamaica, New York & Surrounding Communities
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
**Exclusive online**
New Money Only
Simple Banking Program
Qualifying balance up to $1,000.00
(min balance at least $50,000.00)
(min balance for dividends $200.00)
New Money Only
Qualifying balance up to $10,000.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $2,500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Jamaica, NY Savings Rate Trends
Compare local Jamaica, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jamaica, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jamaica, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Jamaica, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Jamaica, New York safe?
How often do savings rates change in Jamaica, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Jamaica, New York?
How do I open a savings account in Jamaica, New York?
Best Savings Rates in Jamaica, New York
- Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY - Carver Federal Savings Bank
High Yield Online Savings — 4.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Medisys Employees Federal Credit Union
Youth Shares (Savings) — 1.01% APY - Triboro Postal Federal Credit Union
Share Account Plus — 1.01% APY
