Long Island City, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Long Island City, New York and the surrounding area include United Nations Federal Credit UnionUnited Nations Federal Credit Union2401 44th Rd, Long Island City, NY 11101A+5.0 ★Texas Ratio: 3.07% High-Yield Savings at 1.40% APY, URBAN UPBOUNDURBAN UPBOUND1303B 40th Ave, Long Island City, NY 11101A+5.0 ★Texas Ratio: 4.46% Regular Share Account at 0.25% APY, Wells FargoWells Fargo2540 Jackson Ave, Long Island City, NY 11101A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, Greater Metro Federal Credit UnionGreater Metro Federal Credit Union3110 37th Ave, Long Island City, NY 11101 2128A+5.0 ★Texas Ratio: 4.93% Savings Club at 0.05% APY, and Dime Community BankDime Community Bank4514 46th St, Long Island City, NY 11104A+5.0 ★Texas Ratio: 1.70% Aspire Statement Savings at 0.01% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Long Island City, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Long Island City, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Long Island City, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Long Island City, New York & Surrounding Communities
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Sub-Accounts 000-008; Daily balance at and above
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Sub-Accounts 000-008; Daily balance below
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
**Exclusive online**
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Long Island City, NY Savings Rate Trends
Compare local Long Island City, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.487 points this week to 1.272% APY, down from 1.760% last week.
New York standard savings rates rose 0.167 points this week to 0.810% APY, up from 0.642% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Long Island City, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Long Island City, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Long Island City, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Long Island City, New York safe?
How often do savings rates change in Long Island City, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Long Island City, New York?
How do I open a savings account in Long Island City, New York?
Best Savings Rates in Long Island City, New York
- United Nations Federal Credit Union
High-Yield Savings — 1.40% APY - URBAN UPBOUND
Regular Share Account — 0.25% APY - Wells Fargo
Platinum Savings — 0.05% APY - Greater Metro Federal Credit Union
Savings Club — 0.05% APY - Dime Community Bank
Aspire Statement Savings — 0.01% APY
Long Island City, New York Rates & Resources
