The best savings rates for Lowville, New York and the surrounding area include Northern Credit UnionNorthern Credit Union5801 Number Four Rd, Lowville, NY 13367 3331A5.0 ★Texas Ratio: 6.98% NEXT eSavings at 5.00% APY, AmeriCU Credit UnionAmeriCU Credit Union7394 Utica Blvd, Lowville, NY 13367A-4.9 ★Texas Ratio: 16.15% Health Savings Accounts at 1.50% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, N C P DN C P D1490 Franklin Ave, Mineola, NY 11501 4801A+5.0 ★Texas Ratio: 4.12% Youth/Teen/Milestone Savings at 5.09% APY, and Apple Bank for SavingsApple Bank for Savings12 Westchester Sq, Bronx, NY 10461A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Youth at 5.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lowville, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lowville, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lowville, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $6000
Qualifying balance up to $1,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
**Exclusive online**
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
New Money Only
Boosted Rate: 3.75% for 6 months ($0+)
$0.01 and Up
Simple Banking Program
Compare local Lowville, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lowville, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lowville, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.