Yonkers, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Yonkers, New York and the surrounding area include Ridgewood Savings BankRidgewood Savings Bank670 Mclean Ave, Yonkers, NY 10704A5.0 ★Texas Ratio: 7.75% Smart Move Online Savings Account at 3.40% APY, SUMA Federal Credit UnionSUMA Federal Credit Union125 Corporate Blvd, Yonkers, NY 10701A5.0 ★Texas Ratio: 12.20% IRA shares at 2.53% APY, ValleyDirectValleyDirect1900 Central Park Ave, Yonkers, NY 10710A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Rockland Employees Federal Credit UnionRockland Employees Federal Credit Union79 81 Main St, Yonkers, NY 10701 2740A5.0 ★Texas Ratio: 10.98% Share (Savings) at 0.25% APY, and Wells FargoWells Fargo12 S Broadway, Yonkers, NY 10701A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Yonkers, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Yonkers, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Yonkers, New York and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Yonkers, New York & Surrounding Communities
Qualifying balance up to $249,999.99
Qualifying balance up to $25,000.00; Up to $10 will be credited upon account opening and will be reported as interest income with a 1099-INT form.
No minimum balance; Available for minors under 18
During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction. No more than three of the six transfers may be made by check, draft, debit card, if applicable, or similar order to third party.
No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Apple Bank SmartStart Savings pays 12x the national average2 on balances from $1.01 to $10,000.
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Yonkers, NY Savings Rate Trends
Compare local Yonkers, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.259 points this week to 1.260% APY, down from 1.519% last week.
New York standard savings rates fell 0.286 points this week to 0.762% APY, down from 1.048% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Yonkers, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Yonkers, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Yonkers, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Yonkers, New York safe?
How often do savings rates change in Yonkers, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Yonkers, New York?
How do I open a savings account in Yonkers, New York?
Best Savings Rates in Yonkers, New York
- Ridgewood Savings Bank
Smart Move Online Savings Account — 3.40% APY - SUMA Federal Credit Union
IRA shares — 2.53% APY - ValleyDirect
Kids First Savings — 0.25% APY - Rockland Employees Federal Credit Union
Share (Savings) — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
