The best savings rates for Durham, North Carolina and the surrounding area include PNC BankPNC Bank3732 N Roxboro St, Durham, NC 27704A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, State Employees Credit UnionState Employees Credit Union3810 BEN FRANKLIN BLVD, DURHAM, NC 27704A-5.0 ★Texas Ratio: 15.54% Health Savings Account at 3.05% APY, COASTALCOASTALSouth Square, Durham, NC 27707A+5.0 ★Texas Ratio: 0.50% High Yield Savings Premium Tier at 3.00% APY, Vision Financial Federal Credit UnionVision Financial Federal Credit Union214 Pacific Ave, Durham, NC 27704A+5.0 ★Texas Ratio: 0.50% Roth IRA, Coverdell and Health Savings Account at 2.02% APY, and First HorizonFirst Horizon1516 N Gregson St, Durham, NC 27701A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Durham, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Durham, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Durham, North Carolina and the surrounding area. Last Updated and Verified: March 25, 2026
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000.00 or more
Average Daily Balances of $9,999.99 or less
This product has been discontinued. This rate applies to pre-existing Rainy Day Shares only.
Average Daily Balances of $9,999.99
Average Daily Balances of $9,999.99 or less
$500
ADB $500
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $15,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Intro rate subject to change
Qualifying balance up to $2,500.00
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Average Daily Balance between $100 - $100,000
Compare local Durham, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates fell 0.920 points this week to 0.561% APY, down from 1.482% last week.
North Carolina standard savings rates fell 1.086 points this week to 1.579% APY, down from 2.666% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Durham, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Durham, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.