Elizabeth City, North Carolina (NC) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Elizabeth City, North Carolina and the surrounding area include PNC BankPNC Bank1407 W Ehringhaus St, Elizabeth City, NC 27909A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, State Employees Credit UnionState Employees Credit Union105 NORTHSIDE PARK, ELIZABETH CITY, NC 27909A-5.0 ★Texas Ratio: 15.54% Coverdell Education Savings Account at 3.05% APY, ABNB Federal Credit UnionABNB Federal Credit Union3855 Conlon Way Ste D, Elizabeth City, NC 27909 7684A5.0 ★Texas Ratio: 10.06% ProBiz Insured Savings Account at 1.60% APY, Atlantic Union BankAtlantic Union Bank1145 N Road St, Elizabeth City, NC 27909A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, and Wells FargoWells Fargo1401 W Ehringhaus St, Elizabeth City, NC 27909A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Elizabeth City, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Elizabeth City, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Elizabeth City, North Carolina and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Elizabeth City, North Carolina & Surrounding Communities
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Intro rate subject to change
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $2,500.00
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required: Have at least 20 debit card purchases post and clear each monthly statement cycle; Have at least 1 automatic payment, bill pay, or direct deposit post and clear each monthly statement cycle; Access Online Banking or Mobile Banking once each monthly statement cycle; Receive e-statements; Qualifying balance up to $10,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Elizabeth City, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elizabeth City, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Elizabeth City, North Carolina
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Elizabeth City, North Carolina safe?
How often do savings rates change in Elizabeth City, North Carolina?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Elizabeth City, North Carolina?
How do I open a savings account in Elizabeth City, North Carolina?
Best Savings Rates in Elizabeth City, North Carolina
- PNC Bank
PNC High Yield Savings® — 3.25% APY - State Employees Credit Union
Coverdell Education Savings Account — 3.05% APY - ABNB Federal Credit Union
ProBiz Insured Savings Account — 1.60% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
Elizabeth City, North Carolina Rates & Resources
