Gastonia, North Carolina (NC) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Gastonia, North Carolina and the surrounding area include PNC BankPNC Bank500 S New Hope Rd, Gastonia, NC 28054A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Truliant Federal Credit UnionTruliant Federal Credit Union3351 E Franklin Blvd Ste 106, Gastonia, NC 28056A5.0 ★Texas Ratio: 7.58% High Yield Rewards Savings at 3.20% APY, Sharonview Federal Credit UnionSharonview Federal Credit Union2508 E Franklin Blvd, Gastonia, NC 28056A5.0 ★Texas Ratio: 11.73% High-Yield Savings Account at 3.20% APY, State Employees Credit UnionState Employees Credit Union584 COX RD, GASTONIA, NC 28054A-5.0 ★Texas Ratio: 15.54% Health Savings Account at 3.05% APY, and Members Credit Union Winston Salem, NCMembers Credit Union Winston Salem, NC1475 N New Hope Rd, Gastonia, NC 28054A+5.0 ★Texas Ratio: 2.99% Super 60 Savings at 2.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gastonia, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gastonia, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gastonia, North Carolina and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Gastonia, North Carolina & Surrounding Communities
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
$500 minimum average daily balance4
$100.00 Min Bal to earn Div - One withdrawal per calendar quarter
$5 minimum opening deposit required
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Minimum of $5,000 not currently deposited at Huntington.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gastonia, NC Savings Rate Trends
Compare local Gastonia, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates fell 1.226 points this week to 0.573% APY, down from 1.799% last week.
North Carolina standard savings rates rose 1.457 points this week to 1.577% APY, up from 0.120% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gastonia, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gastonia, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gastonia, North Carolina
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Gastonia, North Carolina safe?
How often do savings rates change in Gastonia, North Carolina?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Gastonia, North Carolina?
How do I open a savings account in Gastonia, North Carolina?
Best Savings Rates in Gastonia, North Carolina
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Truliant Federal Credit Union
High Yield Rewards Savings — 3.20% APY - Sharonview Federal Credit Union
High-Yield Savings Account — 3.20% APY - State Employees Credit Union
Health Savings Account — 3.05% APY - Members Credit Union Winston Salem, NC
Super 60 Savings — 2.12% APY
