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North Carolina Savings Rate Trends

High Point, North Carolina (NC) Savings Rates - March 2026

The best savings rates for High Point, North Carolina and the surrounding area include Corporate America Family Credit UnionCorporate America Family Credit Union5870 Samet Dr Ste 113, High Point, NC 27265 3647A+5.0 ★Texas Ratio: 3.64% Business Prosperity Savings at 3.75% APY, Truliant Federal Credit UnionTruliant Federal Credit Union4006 Mendenhall Oaks Pkwy, High Point, NC 27265A5.0 ★Texas Ratio: 7.58% High Yield Rewards Savings at 3.20% APY, State Employees Credit UnionState Employees Credit Union3850 JOHN GORDON LN, HIGH POINT, NC 27265A-5.0 ★Texas Ratio: 15.54% Health Savings Account at 3.05% APY, Members Credit Union Winston Salem, NCMembers Credit Union Winston Salem, NC3925 Sedgebrook St, High Point, NC 27265A+5.0 ★Texas Ratio: 2.99% Super 60 Savings at 2.12% APY, and Allegacy Federal Credit UnionAllegacy Federal Credit Union3015 E River Way, High Point, NC 27265A5.0 ★Texas Ratio: 6.91% AllHealth Wellness Savings at 1.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in High Point, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in High Point, North Carolina (NC) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in High Point, North Carolina and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in High Point, North Carolina & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
5870 Samet Dr Ste 113, High Point, NC 27265 3647
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
High Yield Rewards Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $25,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
High Yield Savings Account
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3850 JOHN GORDON LN, HIGH POINT, NC 27265
Health Savings Account
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3850 JOHN GORDON LN, HIGH POINT, NC 27265
Coverdell Education Savings Account
3.05%
$25
Rate3.00%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Super 60 Savings
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Super 60 Savings
1.82%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Super 60 Savings
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
IRA Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
AllHealth Wellness Savings
1.05%
$5
Rate1.05%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Individual Retirement Account (Shares)
1.01%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
AllHealth Wellness Savings
0.85%
$5
Rate0.85%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
AllHealth Wellness Savings
0.75%
$5
Rate0.75%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Regular Savings Account
0.60%
$25
Rate0.60%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
MyFi Savings and Savings Quest
0.60%
$25
Rate0.60%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
3925 Sedgebrook St, High Point, NC 27265
Super 60 Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Summit Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1743 Westchester Dr, High Point, NC 27262
Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Summit Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1743 Westchester Dr, High Point, NC 27262
Christmas Club Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Summit Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1743 Westchester Dr, High Point, NC 27262
Youth Elevation Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
Vacation Club Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
Holiday Club Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
Holiday Club Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
Vacation Club Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3015 E River Way, High Point, NC 27265
Beginners Best Kids Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3850 JOHN GORDON LN, HIGH POINT, NC 27265
FAT CATĀ® Share
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3850 JOHN GORDON LN, HIGH POINT, NC 27265
Share
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3850 JOHN GORDON LN, HIGH POINT, NC 27265
Zard Share
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Piedmont FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3870 John Gordon Ln, High Point, NC 27265
PFStart/PFGo Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$0-$2500

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
Rainy Day Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2541 Eastchester Dr, High Point, NC 27265
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$5 minimum opening deposit required

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4006 Mendenhall Oaks Pkwy, High Point, NC 27265
Christmas Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 N Main St, High Point, NC 27262
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 N Main St, High Point, NC 27262
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Piedmont FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3870 John Gordon Ln, High Point, NC 27265
PFBusiness Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Piedmont FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3870 John Gordon Ln, High Point, NC 27265
Statement Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 N Main St, High Point, NC 27262
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 N Main St, High Point, NC 27262
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1700 N Main St, High Point, NC 27262
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2025 N Marine Blvd, Jacksonville, NC 28546
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
6302 Fairview Rd, Charlotte, NC 28210
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Live Oak Bank
Institution Rating:
B4.5 ★Texas Ratio: 21.35%
1757 Tiburon Dr, Wilmington, NC 28403
High-Yield Personal Savings
3.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Plus, earn a $200 cash bonus for a limited-time.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
131 N Church St, Rocky Mount, NC 27804
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
117 S Main St, Randleman, NC 27317
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
High Yield Savings
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Average Daily Balances of $10,000 or more

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
High Yield IRA Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $100,000.00

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC 27609
High Yield Savings Premium Tier
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Average Daily Balances of $10,000 or more

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
101 S Tryon St, Charlotte, NC 28280
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Live Oak Bank
Institution Rating:
B4.5 ★Texas Ratio: 21.35%
1757 Tiburon Dr, Wilmington, NC 28403
High-Yield Business Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account (HSA)
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

High Point, NC Savings Rate Trends

Compare local High Point, NC savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Carolina Savings Trends →
High-Yield Savings — NC Avg
0.561%
▼ 0.920 from last week

North Carolina high-yield savings rates fell 0.920 points this week to 0.561% APY, down from 1.482% last week.

Standard Savings — NC Avg
1.579%
▼ 1.086 from last week

North Carolina standard savings rates fell 1.086 points this week to 1.579% APY, down from 2.666% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for High Point, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in High Point, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in High Point, North Carolina

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in North Carolina, help your money grow faster through a higher APY.

Are savings accounts in High Point, North Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.

How often do savings rates change in High Point, North Carolina?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in High Point, North Carolina may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in High Point, North Carolina?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in High Point, North Carolina offer in-person customer service, which some customers prefer.

How do I open a savings account in High Point, North Carolina?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in High Point, North Carolina

Here are recent savings rates observed in High Point, North Carolina and the surrounding area:
  • Corporate America Family Credit Union
    Business Prosperity Savings — 3.75% APY
  • Truliant Federal Credit Union
    High Yield Rewards Savings — 3.20% APY
  • State Employees Credit Union
    Health Savings Account — 3.05% APY
  • Members Credit Union Winston Salem, NC
    Super 60 Savings — 2.12% APY
  • Allegacy Federal Credit Union
    AllHealth Wellness Savings — 1.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in High Point, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026