High Point, North Carolina Savings Rates - October 2026

Avg. Daily Balance $25 and up

Avg. Daily Balance $25 and up

Avg. Daily Balance $600-49,999

Balance: $500 dividend-earning minimum; Compounding: Monthly

Balance: $100 dividend-earning minimum; Compounding: Annually

Balance: $5 dividend-earning minimum; Compounding: Quarterly

Balance: $10,000.00 or more

Over $10,000; Transaction Limits: Limited

Balance: $100,000 or more

Balance: $100,000 or more; APY accurate as of 02.01.26; Rates are variable and may change after the account is opened

Transaction Limits: Limited

Balance: $25,000 or more; Rates are variable and may change after the account is opened

Balance: Up to $2,000

Balance: Up to $2,000; APY accurate as of 02.01.26; Rates are variable and may change after the account is opened

Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250. Otherwise a $5 quarterly service charge will be applied. Interest is compounded daily and posted quarterly. An account can be linked to a First Horizon Bank checking account to provide 24-hour access to funds through the ATM. FDIC insured up to $250,000 * . Link to checking for overdraft protection . Accessible via Digital Banking . Convenient Automatic Savings Service with recurring transfers between accounts via Digital Banking. APY ** Annual Percentage Yield effective 9/28/26. APY is variable and subject to change. Fees may reduce earnings.

Balance: less than $10,000

Under $10,000; Transaction Limits: Limited

Balance: $0-$2500; A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

Balance: $50,000 - $99,999

Balance: $0 - $24,999

Balance: $0

Base Rate 0.10% APY : Interest rate applied if checking activity doesn't qualify. Balance: $0.01 - $25,000.00

Balance: $25,000 or more

When linked to Premier Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

Transaction Limits: Limited

Balances over $2500 earn a blended rate of .20% - .05%; A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

Balance: $100 dividend-earning minimum; Compounding: Quarterly

Balance: $100 dividend-earning minimum; Compounding: Quarterly

When linked to Prime Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

Earn $300 cash bonus. Maintain a balance of at least $20,000 for 90 days.

Promotional APY. Balances at or below $9,999.99 do not qualify for this promotional rate and are subject to the current non-promotional interest rate applicable to this account type. At the end of the 180-day promotional period, the interest rate and APY will revert to the then-posted non-promotional rate(s) applicable to this account type. The interest rate(s) and annual percentage yield(s) are variable and may change at any time before or after the account is opened. To qualify, you must be a new personal savings client of Flagstar Bank and open a Flagstar Ready Savings account. You must make an initial minimum opening deposit of at least $1.00. To qualify for the promotional rate, you must deposit additional funds, to maintain a balance greater than or equal to $10,000 is required and must be "new money," which is defined as money that is not currently on deposit in any Flagstar Bank account; money moved from any Flagstar Bank affiliate or subsidiary account or funded from a Flagstar/affiliate loan or line of credit does not qualify. For purposes of this offer, funds from maturing certificate of deposit accounts held at Flagstar Bank will be considered eligible. The account must remain open for the full 180-day promotional period. This offer is limited to one promotion per household. If any signer on this account has previously received a savings promotion from Flagstar Bank, you are ineligible for this offer. This offer cannot be combined with any other offers or promotions. An early account closure fee may be imposed for accounts closed within 180 days. Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee eligibility. All account applications are subject to our normal approval process. Personal accounts only. Area restrictions may apply.

Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.

Earn 3.40% APY when you combine Companion Savings with a qualifying FirstBank CD.

Balance: $5,000.00 to $2,000,000.99

Balance: $5,000.00 to $2,000,000.99

Qualifications Required: Have an open Movement Rewards Checking Account; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; High interest rate on balances up to $50,000* if the following requirements are met each monthly statement cycle (ending the last business day of the month): Have an open Movement Rewards Checking Account or Minimum daily balance of $15,000 in the Movement Rewards Savings account. Digital statements must be activated. If you do not meet the qualifications listed above during the monthly statement cycle, the entire balance of the account will earn 0.25% APY.*

Balance: $0.01 - $100,000.99

Available in-branch only. You must maintain an average daily balance of $100,000 to earn the annual percentage yield stated; on a balance below $100,000 you would earn the Personal Statement Savings annual percentage yield.

Balance: $0.01 and Greater

Earn and save more with 2.75% APY. Earn more than 7 x the national average APY. Our savings calculator shows you how our competitive interest rate grows your account over time.

Published APY range: 2.40%-4.00%; Published rate range: 2.40%-4.00%. Rates based on zip code and with a minimum of $5,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99. Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).