Winston Salem, North Carolina (NC) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Winston Salem, North Carolina and the surrounding area include The Huntington National BankThe Huntington National Bank751 W 4th St, Winston Salem, NC 27101A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank2150 Country Club Rd, Winston Salem, NC 27104A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Truliant Federal Credit UnionTruliant Federal Credit Union3200 Truliant Way, Winston Salem, NC 27103A5.0 ★Texas Ratio: 7.58% High Yield Savings Account at 3.20% APY, State Employees Credit UnionState Employees Credit Union1025 S PEACE HAVEN RD, WINSTON SALEM, NC 27103A-5.0 ★Texas Ratio: 15.54% Coverdell Education Savings Account at 3.05% APY, and Members Credit Union Winston Salem, NCMembers Credit Union Winston Salem, NC2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103 5779A+5.0 ★Texas Ratio: 2.99% Super 60 Savings at 2.12% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Winston Salem, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Winston Salem, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Winston Salem, North Carolina and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Winston Salem, North Carolina & Surrounding Communities
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000
Minimum of $5,000 not currently deposited at Huntington.
All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.
All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.
All balances earn 0.10% APY. Dividends are earned at different rates based on the number of visits made to one of qualifying facilities, in the previous month, based on the data provided by the facility. Qualifying fitness facilities are defined as: (1) YMCA of Northwest North Carolina and (2) Leonard J. Kaplan Center for Wellness. Members can combine qualifying facilities on one account, however, only one visit per household per day and one account per household.
$0-$2500
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Winston Salem, NC Savings Rate Trends
Compare local Winston Salem, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates rose 0.119 points this week to 1.383% APY, up from 1.264% last week.
North Carolina standard savings rates rose 1.457 points this week to 1.577% APY, up from 0.120% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Winston Salem, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winston Salem, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Winston Salem, North Carolina
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Winston Salem, North Carolina safe?
How often do savings rates change in Winston Salem, North Carolina?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Winston Salem, North Carolina?
How do I open a savings account in Winston Salem, North Carolina?
Best Savings Rates in Winston Salem, North Carolina
- The Huntington National Bank
High-Yield Savings — 3.55% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Truliant Federal Credit Union
High Yield Savings Account — 3.20% APY - State Employees Credit Union
Coverdell Education Savings Account — 3.05% APY - Members Credit Union Winston Salem, NC
Super 60 Savings — 2.12% APY
Winston Salem, North Carolina Rates & Resources
