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Ohio Savings Rate Trends

Columbus, Ohio (OH) Savings Rates - March 2026

The best savings rates for Columbus, Ohio and the surrounding area include Pathways Financial Credit UnionPathways Financial Credit Union5665 N Hamilton Rd, Columbus, OH 43230A5.0 ★Texas Ratio: 6.58% Owner Rewards Savings at 10.00% APY, Wright-Patt Credit UnionWright-Patt Credit Union860 W 3rd Ave, Columbus, OH 43212 3105A5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY, Kemba Financial Credit UnionKemba Financial Credit Union4220 E Broad St, Columbus, OH 43213A+5.0 ★Texas Ratio: 3.84% Ohio Homebuyer Plus Savings Account at 6.25% APY, Bridge Credit UnionBridge Credit Union1980 W Broad St, Columbus, OH 43223A+5.0 ★Texas Ratio: 2.02% Ohio Homebuyer Plus Savings Account at 6.25% APY, and Together Credit UnionTogether Credit Union690 Schrock Rd, Columbus, OH 43229 1123A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Columbus, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Columbus, Ohio (OH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Columbus, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Columbus, Ohio & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Health Savings Aount
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $1,000.00

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4220 E Broad St, Columbus, OH 43213
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Ohio Homebuyer Plus Savings Account
6.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Everyday APY

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ConnectMORE APY

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Share ertifiates Minimum
3.72%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$500; Month

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Everyday APY

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Share ertifiates Minimum
3.62%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Share ertifiates Minimum
3.57%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Share ertifiates Minimum
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Share ertifiates Minimum
3.44%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$500; Month

Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1885 Northwest Blvd, Columbus, OH 43212
Buckeye Championship Savings
3.25%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
155 E Broad St, Columbus, OH 43215
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Ohio Homebuyer Plus Savings Account
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Everyday APY

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $2,500.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
17 S High St, Columbus, OH 43215
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Business Money Market Savings Aount
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

$100.00 to $2,499.99

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
860 W 3rd Ave, Columbus, OH 43212 3105
Money Market Savings Aount
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1885 Northwest Blvd, Columbus, OH 43212
Buckeye Championship Savings
2.50%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1660 Holt Rd, Columbus, OH 43228 3649
Super Share & up
2.42%
$25,000
Rate2.40%
Min Deposit$25,000
Min Balance
UpdatedMar 23, 2026
Details

$25,000

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
Blue Max Savings
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Minimum balance to earn APY is $100,000

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
Blue Max Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Minimum balance to earn APY is $50,000

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
Blue Max Savings
1.92%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Minimum balance to earn APY is $25,000

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
Blue Max Savings
1.82%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Minimum balance to earn APY is $2,500

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
IRA Savings
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ConnectMORE APY

Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Health Savings Account (HSA)
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Health Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH 43219 3034
Holiday Club Savings
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH 43219 3034
IRA Share
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Roth, Traditional, Education

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH 43219 3034
Savings Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH 43219 3034
Special Savings
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
IRA Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Everyday APY

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH 43215 5539
Health Savings Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Columbus, OH Savings Rate Trends

Compare local Columbus, OH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Savings Trends →
High-Yield Savings — OH Avg
2.750%
▲ 1.192 from last week

Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.

Standard Savings — OH Avg
0.682%
▼ 0.035 from last week

Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Columbus, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbus, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Columbus, Ohio

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.

Are savings accounts in Columbus, Ohio safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.

How often do savings rates change in Columbus, Ohio?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Columbus, Ohio may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Columbus, Ohio?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Columbus, Ohio offer in-person customer service, which some customers prefer.

How do I open a savings account in Columbus, Ohio?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Columbus, Ohio

Here are recent savings rates observed in Columbus, Ohio and the surrounding area:
  • Pathways Financial Credit Union
    Owner Rewards Savings — 10.00% APY
  • Wright-Patt Credit Union
    Health Savings Aount — 7.00% APY
  • Kemba Financial Credit Union
    Ohio Homebuyer Plus Savings Account — 6.25% APY
  • Bridge Credit Union
    Ohio Homebuyer Plus Savings Account — 6.25% APY
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Columbus, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026