Dayton, Ohio (OH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Dayton, Ohio and the surrounding area include Wright-Patt Credit UnionWright-Patt Credit Union8850 Kingsridge Dr, Dayton, OH 45458 1616A5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY, Bridge Credit UnionBridge Credit Union409 E Monument Ave, Dayton, OH 45402A+5.0 ★Texas Ratio: 2.02% Ohio Homebuyer Plus Savings Account at 6.25% APY, River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH3927 Indian Ripple Rd, Dayton, OH 45440 3449A+5.0 ★Texas Ratio: 3.99% Sweet Savings Youth Account Tier 1 at 6.17% APY, USB Union Savings BankUSB Union Savings Bank5651 Far Hills Ave, Dayton, OH 45429A+5.0 ★Texas Ratio: 1.66% Collateral - Statement Savings at 3.25% APY, and PNC BankPNC Bank312 N Patterson Blvd, Dayton, OH 45402A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Dayton, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dayton, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dayton, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Dayton, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Health Savings Aount
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1,000.00
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Ohio Homebuyer Plus Savings Account
6.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Cap & Gown College Savings Age 0 - 8
4.12%
$0
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Coverdell Education Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ConnectMORE APY
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Share ertifiates Minimum
3.72%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Coverdell Education Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Share ertifiates Minimum
3.62%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
Cap & Gown College Savings Age 9 - 14
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Share ertifiates Minimum
3.57%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Share ertifiates Minimum
3.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Share ertifiates Minimum
3.44%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$500; Month
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5651 Far Hills Ave, Dayton, OH 45429
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
Ohio Homebuyer Plus Savings Account
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
312 N Patterson Blvd, Dayton, OH 45402
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5900 Springboro Pike, Dayton, OH 45449
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Business Money Market Savings Aount
2.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$100.00 to $2,499.99
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
8850 Kingsridge Dr, Dayton, OH 45458 1616
Money Market Savings Aount
2.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
8512 N Dixie Dr, Dayton, OH 45414
Super Passbook Savings and greater
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$100,000
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3927 Indian Ripple Rd, Dayton, OH 45440 3449
IRA Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
IRA Savings
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ConnectMORE APY
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
8512 N Dixie Dr, Dayton, OH 45414
Super Passbook Savings
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$1,000 - $99,999.99
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings & Investment Savings IRA
1.00%
$500
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings
1.00%
$500
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
IRA Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings IRA
1.00%
$500
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
HSA Plus (Health Savings Accounts)
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ConnectMORE APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
HSA Plus (Health Savings Accounts)
0.85%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ConnectMORE APY; Qualifying balance up to $500.00
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
IRA Savings- Plateau 5
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
HSA Plus (Health Savings Accounts)
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
409 E Monument Ave, Dayton, OH 45402
HSA Plus (Health Savings Accounts)
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Everyday APY; Qualifying balance up to $500.00
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
IRA Savings- Plateau 4
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
IRA Savings- Plateau 3
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
IRA Savings- Plateau 2
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Health Savings Account Checking Family
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings IRA
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings & Investment Savings IRA
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH 45402
Health Savings Account Checking Individual
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
338 S Patterson Blvd, Dayton, OH 45402 2845
Value Share Draft Checking
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings & Investment Savings IRA
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings IRA
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings IRA
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings & Investment Savings IRA
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Investment Savings
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Health Savings Account (HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Regular & Minor Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Holiday Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.03%
8530 N Dixie Dr, Dayton, OH 45414
Health Savings Account (HSA)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Old Fort Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6430 Wilmington Pike, Dayton, OH 45459
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Old Fort Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6430 Wilmington Pike, Dayton, OH 45459
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
8512 N Dixie Dr, Dayton, OH 45414
Passbook Savings
0.04%
$10
▼
Rate0.04%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
8512 N Dixie Dr, Dayton, OH 45414
Statement Savings
0.04%
$10
▼
Rate0.04%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
312 N Patterson Blvd, Dayton, OH 45402
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
312 N Patterson Blvd, Dayton, OH 45402
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
LCNB National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2705 Far Hills Ave, Dayton, OH 45419
Health Savings Account (HSA)**
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dayton, OH Savings Rate Trends
Compare local Dayton, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.750%
▲ 1.192 from last week
Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.
Standard Savings — OH Avg
0.682%
▼ 0.035 from last week
Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dayton, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dayton, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dayton, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Dayton, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Dayton, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dayton, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Dayton, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dayton, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Dayton, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Dayton, Ohio
Here are recent savings rates observed in Dayton, Ohio and the surrounding area:
- Wright-Patt Credit Union
Health Savings Aount — 7.00% APY - Bridge Credit Union
Ohio Homebuyer Plus Savings Account — 6.25% APY - River Valley Credit Union Miamisburg, OH
Sweet Savings Youth Account Tier 1 — 6.17% APY - USB Union Savings Bank
Collateral - Statement Savings — 3.25% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dayton, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
