Albany, Oregon (OR) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Albany, Oregon and the surrounding area include Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.04% High-Yield Savings Account at 5.00% APY, SELCO Community Credit UnionSELCO Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.37% Vault Youth Savings at 5.00% APY, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, and Peoples Bank of CommercePeoples Bank of Commerce333 Lyon St Se, Albany, OR 97321A+5.0 ★Texas Ratio: 0.64% High Yield Savings at 1.76% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Albany, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Albany, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Albany, Oregon and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Albany, Oregon & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Round Up Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1394 Clay St SE, Albany, OR 97322 6884
High-Yield Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Vault Youth Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Additional savings grows according to the Rate & Fee Schedule
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Cultivate High-Yield Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
OnPoint Premium Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
Member Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Cultivate High-Yield Savings
3.10%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Vault Youth Savings
3.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Additional savings grows according to the Rate & Fee Schedule
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
OnPoint Premium Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
High Yield Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Cultivate High-Yield Savings
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
High Yield Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Vault Youth Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Membership Savings / Simple Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
OnPoint Loyalty Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
OnPoint Business Loyalty Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Membership Savings / Simple Savings
0.30%
$5
▼
Rate0.30%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Vault Youth Savings
0.30%
$5
▼
Rate0.30%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Vault Youth Savings
0.20%
$5
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Membership Savings / Simple Savings
0.20%
$5
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
IRA savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
1823 14th Ave SE, Albany, OR 97322
Membership Savings / Simple Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
Secondary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
Member Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2500 Santiam Hwy SE, Albany, OR 97322 5265
Business savings & business secondary savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
First Time Homebuyer Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
First-Time Home Buyer Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
First-Time Home Buyer Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2100 Pacific Blvd Se, Albany, OR 97321
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2100 Pacific Blvd Se, Albany, OR 97321
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Business Rainy Day Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR 97321
Rainy Day Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
$100.00 - $9,999.99
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2100 Pacific Blvd Se, Albany, OR 97321
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
333 Lyon St Se, Albany, OR 97321
High Yield Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2100 Pacific Blvd Se, Albany, OR 97321
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2100 Pacific Blvd Se, Albany, OR 97321
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
Ignite Savings
5.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
First5 Savings
5.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and greater
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$50,000-$99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Albany, OR Savings Rate Trends
Compare local Albany, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OR Avg
1.097%
▲ 0.041 from last week
Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.
Standard Savings — OR Avg
0.899%
▲ 0.544 from last week
Oregon standard savings rates rose 0.544 points this week to 0.899% APY, up from 0.355% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Albany, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Albany, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Albany, Oregon
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.
Are savings accounts in Albany, Oregon safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.
How often do savings rates change in Albany, Oregon?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Albany, Oregon may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Albany, Oregon?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Albany, Oregon offer in-person customer service, which some customers prefer.
How do I open a savings account in Albany, Oregon?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Albany, Oregon
Here are recent savings rates observed in Albany, Oregon and the surrounding area:
- Red Canoe Credit Union
Round Up Savings — 6.00% APY - Oregon State Credit Union
High-Yield Savings Account — 5.00% APY - SELCO Community Credit Union
Vault Youth Savings — 5.00% APY - OnPoint Community Credit Union
OnPoint Premium Savings — 3.50% APY - Peoples Bank of Commerce
High Yield Savings — 1.76% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Albany, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
