Medford, Oregon (OR) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Medford, Oregon and the surrounding area include Banner BankBanner Bank2600 E Barnett Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY, Peoples Bank of CommercePeoples Bank of Commerce1528 Biddle Rd, Medford, OR 97504A+5.0 ★Texas Ratio: 0.64% High Yield Savings at 1.76% APY, Rogue Credit UnionRogue Credit Union1370 Center Dr, Medford, OR 97501 7941A+5.0 ★Texas Ratio: 5.00% Regular Savings at 0.05% APY, Wells FargoWells Fargo1320 E Mcandrews Rd, Medford, OR 97504A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Evergreen Federal BankEvergreen Federal Bank501 Crater Lake Ave, Medford, OR 97504A+5.0 ★Texas Ratio: 0.87% Evergreen Business Savings at 0.01% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Medford, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Medford, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Medford, Oregon and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Medford, Oregon & Surrounding Communities
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $500.00
Additional savings grows according to the Rate & Fee Schedule
Qualifying balance up to $1,000.00
Available for personal memberships.
Full Balance
Must be opened at a branch; Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Qualifying balance up to $1,000.00
$100,000 and greater
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Additional savings grows according to the Rate & Fee Schedule
Qualifying balance up to $2,499.99
$50,000-$99,999.99
$0-$49,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Medford, OR Savings Rate Trends
Compare local Medford, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.
Oregon standard savings rates rose 0.544 points this week to 0.899% APY, up from 0.355% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Medford, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Medford, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Medford, Oregon
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Medford, Oregon safe?
How often do savings rates change in Medford, Oregon?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Medford, Oregon?
How do I open a savings account in Medford, Oregon?
Best Savings Rates in Medford, Oregon
- Banner Bank
High Yield Relationship Savings — 2.63% APY - Peoples Bank of Commerce
High Yield Savings — 1.76% APY - Rogue Credit Union
Regular Savings — 0.05% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Evergreen Federal Bank
Evergreen Business Savings — 0.01% APY
