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Oregon Savings Rate Trends

Oregon City, Oregon (OR) Savings Rates - March 2026

The best savings rates for Oregon City, Oregon and the surrounding area include OnPoint Community Credit UnionOnPoint Community Credit Union19753 Highway 213, Oregon City, OR 97045A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, Rivermark Community Credit UnionRivermark Community Credit Union14405 Meyers Rd, Oregon City, OR 97045 8199A5.0 ★Texas Ratio: 13.55% New Member Savings at 3.00% APY, Advantis Credit UnionAdvantis Credit Union14405 Meyers Rd, Oregon City, OR 97045A+5.0 ★Texas Ratio: 3.48% New Member Savings at 3.00% APY, Oregonians Credit UnionOregonians Credit Union19360 Molalla Ave, Oregon City, OR 97045A+5.0 ★Texas Ratio: 4.77% Share Savings Account at 1.12% APY, and Embold Federal Credit UnionEmbold Federal Credit Union270 Warner Milne RD, Oregon City, OR 97045 4044A+5.0 ★Texas Ratio: 4.28% Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Oregon City, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oregon City, Oregon (OR) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Oregon City, Oregon and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Oregon City, Oregon & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
OnPoint Premium Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
Member Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
New Member Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
14405 Meyers Rd, Oregon City, OR 97045
New Member Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
OnPoint Premium Savings
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Share Savings Account
1.12%
$0
Rate1.11%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Homebuyer Savings
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
Start Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
My First Home Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Share Savings Account
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Share Savings Account
0.87%
$0
Rate0.87%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Share Savings Account
0.71%
$0
Rate0.71%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
IRA Share Accounts
0.68%
$0
Rate0.68%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
OnPoint Loyalty Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
OnPoint Business Loyalty Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
IRA savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
Secondary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
IRA & ESA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
Member Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
19753 Highway 213, Oregon City, OR 97045
Business savings & business secondary savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Member Rewards Savings
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
19360 Molalla Ave, Oregon City, OR 97045
Membership Share Account
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
270 Warner Milne RD, Oregon City, OR 97045 4044
Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
270 Warner Milne RD, Oregon City, OR 97045 4044
Youth Savings (Cub Accounts & Student Savers)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 10, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
IRA & ESA Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
You Name It Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
14405 Meyers Rd, Oregon City, OR 97045 8199
Youth Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1751 Molalla Ave, Oregon City, OR 97045
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1751 Molalla Ave, Oregon City, OR 97045
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1751 Molalla Ave, Oregon City, OR 97045
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1751 Molalla Ave, Oregon City, OR 97045
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1751 Molalla Ave, Oregon City, OR 97045
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Round Up Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
Ignite Savings
5.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Must be opened at a branch; Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000 and greater

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$25,000
Rate0.00%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$50,000-$99,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.06%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Oregon City, OR Savings Rate Trends

Compare local Oregon City, OR savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Savings Trends →
High-Yield Savings — OR Avg
1.097%
▲ 0.041 from last week

Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.

Standard Savings — OR Avg
0.899%
▲ 0.544 from last week

Oregon standard savings rates rose 0.544 points this week to 0.899% APY, up from 0.355% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oregon City, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon City, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Oregon City, Oregon

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.

Are savings accounts in Oregon City, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do savings rates change in Oregon City, Oregon?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Oregon City, Oregon may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Oregon City, Oregon?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Oregon City, Oregon offer in-person customer service, which some customers prefer.

How do I open a savings account in Oregon City, Oregon?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Oregon City, Oregon

Here are recent savings rates observed in Oregon City, Oregon and the surrounding area:
  • OnPoint Community Credit Union
    OnPoint Premium Savings — 3.50% APY
  • Rivermark Community Credit Union
    New Member Savings — 3.00% APY
  • Advantis Credit Union
    New Member Savings — 3.00% APY
  • Oregonians Credit Union
    Share Savings Account — 1.12% APY
  • Embold Federal Credit Union
    Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oregon City, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026