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Pennsylvania Savings Rate Trends

Allentown, Pennsylvania (PA) Savings Rates - March 2026

The best savings rates for Allentown, Pennsylvania and the surrounding area include PNC BankPNC Bank4602 Broadway, Allentown, PA 18104A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Peoples Security BankPeoples Security Bank3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 1.05% Online Savings at 2.71% APY, Lehigh County Employees Federal Credit UnionLehigh County Employees Federal Credit Union501 Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 0.00% Shares at 2.00% APY, QNB BankQNB Bank950 Mill Creek Rd, Allentown, PA 18106A+5.0 ★Texas Ratio: 3.11% Personal Online eSavings at 1.70% APY, and American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.56% Statement Savings at 1.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Allentown, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Allentown, Pennsylvania (PA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Allentown, Pennsylvania and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Allentown, Pennsylvania & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4602 Broadway, Allentown, PA 18104
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3920 W Tilghman St, Allentown, PA 18104
Online Savings
2.71%
$25
Rate2.68%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA 18101
Shares
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA 18101
Shares
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Online eSavings
1.70%
$5
Rate1.69%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
Statement Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA 18101
Shares
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA 18101
Shares
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Health Savings Account (HSA)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Minimum opening deposit of $50.00 required.

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Health Savings Account (HSA)
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Minimum opening deposit of $50.00 required.

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA 18103
Alternate Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA 18103
Holiday Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA 18103
Regular Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA 18103
Statement Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3720 Hamilton Blvd, Allentown, PA 18103
Vacation Shares
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Minimum opening deposit of $50.00 required.

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Individual/Family Health Savings
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Health Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Health Savings Account (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Minimum opening deposit of $50.00 required.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Goal Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Regular Savings
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Savings (members under the age of 22)
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5605 Hamilton Blvd, Allentown, PA 18106 9720
Supplemental Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Individual/Family Health Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3920 W Tilghman St, Allentown, PA 18104
Business Savings
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1710 Union Blvd, Allentown, PA 18109
Classic Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3920 W Tilghman St, Allentown, PA 18104
Business Savings
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA 18106
Savings & Alternate Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is open. Fees may reduce earnings.

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
2141 Downyflake Ln, Allentown, PA 18103 4774
IRA Savings Account (S5)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Common Cents Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Statement Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
Regular Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

2,4

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
eSavings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

2,4

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Achiever Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Statement Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Statement Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Health Savings Account
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$14,999.01 +

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Youth Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA 18103
Membership Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
2141 Downyflake Ln, Allentown, PA 18103 4774
Savings Account (S1)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
740 W Hamilton St, Allentown, PA 18101
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
740 W Hamilton St, Allentown, PA 18101
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$4,999.01 - $14,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3920 W Tilghman St, Allentown, PA 18104
Business Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Health Savings Account
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$999.01 - $4,999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4602 Broadway, Allentown, PA 18104
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
740 W Hamilton St, Allentown, PA 18101
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4602 Broadway, Allentown, PA 18104
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Health Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

$100 - $999

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Statement Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3900 Hamilton Blvd, Allentown, PA 18103
My Savings
0.01%
$7,500
Rate0.01%
Min Deposit$7,500
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
740 W Hamilton St, Allentown, PA 18101
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
740 W Hamilton St, Allentown, PA 18101
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3900 Hamilton Blvd, Allentown, PA 18103
Simple Savings
0.01%
$7,500
Rate0.01%
Min Deposit$7,500
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Allentown, PA Savings Rate Trends

Compare local Allentown, PA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Savings Trends →
High-Yield Savings — PA Avg
1.193%
▲ 1.143 from last week

Pennsylvania high-yield savings rates rose 1.143 points this week to 1.193% APY, up from 0.050% last week.

Standard Savings — PA Avg
0.356%
▲ 0.119 from last week

Pennsylvania standard savings rates rose 0.119 points this week to 0.356% APY, up from 0.237% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Allentown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Allentown, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Allentown, Pennsylvania

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.

Are savings accounts in Allentown, Pennsylvania safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.

How often do savings rates change in Allentown, Pennsylvania?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Allentown, Pennsylvania may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Allentown, Pennsylvania?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Allentown, Pennsylvania offer in-person customer service, which some customers prefer.

How do I open a savings account in Allentown, Pennsylvania?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Allentown, Pennsylvania

Here are recent savings rates observed in Allentown, Pennsylvania and the surrounding area:
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Peoples Security Bank
    Online Savings — 2.71% APY
  • Lehigh County Employees Federal Credit Union
    Shares — 2.00% APY
  • QNB Bank
    Personal Online eSavings — 1.70% APY
  • American Bank
    Statement Savings — 1.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Allentown, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026