Bethlehem, Pennsylvania (PA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Bethlehem, Pennsylvania and the surrounding area include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 5.69% Youth Savings at 4.00% APY, Unity BankUnity Bank2850 Easton Ave, Bethlehem, PA 18017A5.0 ★Texas Ratio: 7.29% eSavings at 3.50% APY, PNC BankPNC Bank1481 8th Ave, Bethlehem, PA 18018A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Peoples Security BankPeoples Security Bank2355 City Line Rd, Bethlehem, PA 18017A+5.0 ★Texas Ratio: 1.05% Online Savings at 2.71% APY, and First Keystone Community BankFirst Keystone Community Bank559 Main St, Bethlehem, PA 18018A+5.0 ★Texas Ratio: 4.82% Keystone Savings at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bethlehem, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bethlehem, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bethlehem, Pennsylvania and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Bethlehem, Pennsylvania & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $500.00
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
3.50%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1481 8th Ave, Bethlehem, PA 18018
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
3.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2355 City Line Rd, Bethlehem, PA 18017
Online Savings
2.71%
$25
▼
Rate2.68%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
2.50%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
2.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Keystone Savings
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00
First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Keystone Savings Account
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
44 E Broad St, Bethlehem, PA 18018
Optimum Choice Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Savings Shares (Regular, Additional & IRA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Regular savings share account
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
113 Research Dr, Bethlehem, PA 18015 4731
Youth Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
44 E Broad St, Bethlehem, PA 18018
Statement Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2355 City Line Rd, Bethlehem, PA 18017
Business Savings
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
0.15%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
44 E Broad St, Bethlehem, PA 18018
Green Team Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
2285 Schoenersville Road, Bethlehem, PA 18017
Common Cents Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
IRA Savings Account (S5)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2355 City Line Rd, Bethlehem, PA 18017
Business Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Opportunity Savings
0.10%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
0.10%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$14,999.01 +
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
2355 City Line Rd, Bethlehem, PA 18017
Business Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$4,999.01 - $14,999
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Opportunity Savings
0.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
Prosperity Savings
0.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
44 E Broad St, Bethlehem, PA 18018
Scholar Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Bethlehem, PA 18018
Key Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2750 Schoenersville Rd, Bethlehem, PA 18017
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Savings Account (S1)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2750 Schoenersville Rd, Bethlehem, PA 18017
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
2850 Easton Ave, Bethlehem, PA 18017
eSavings
0.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2005 City Line Rd, Bethlehem, PA 18017
Health Savings Account
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$999.01 - $4,999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1481 8th Ave, Bethlehem, PA 18018
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
IRA Savings
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
107 Reuter Blvd, Towanda, PA 18848 2152
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Business High Yield Savings Account
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Higher Yield Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
BHCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
501 Industrial Hwy, Ridley Park, PA 19078
iSAVE Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA 19130
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Business High-Yield Savings
3.10%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000,000
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
High-Yield Savings2
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
4700 Wissahickon Ave, Philadelphia, PA 19144 4248
High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
High-Yield Savings Account
3.04%
$10,000
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 23, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
Business Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$1,000 - $99,999.99
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
Primary Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$1,000 - $99,999.99
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA 15901
IRA Shares
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Jubilee savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bethlehem, PA Savings Rate Trends
Compare local Bethlehem, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — PA Avg
1.100%
▲ 1.050 from last week
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Standard Savings — PA Avg
0.352%
▼ 0.028 from last week
Pennsylvania standard savings rates fell 0.028 points this week to 0.352% APY, down from 0.381% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bethlehem, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bethlehem, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Bethlehem, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.
Are savings accounts in Bethlehem, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do savings rates change in Bethlehem, Pennsylvania?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bethlehem, Pennsylvania may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Bethlehem, Pennsylvania?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bethlehem, Pennsylvania offer in-person customer service, which some customers prefer.
How do I open a savings account in Bethlehem, Pennsylvania?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Bethlehem, Pennsylvania
Here are recent savings rates observed in Bethlehem, Pennsylvania and the surrounding area:
- Pennsylvania State Employees Credit Union
Youth Savings — 4.00% APY - Unity Bank
eSavings — 3.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Peoples Security Bank
Online Savings — 2.71% APY - First Keystone Community Bank
Keystone Savings — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bethlehem, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
