Johnstown, Pennsylvania (PA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Johnstown, Pennsylvania and the surrounding area include G.A.P. Federal Credit UnionG.A.P. Federal Credit Union111 Franklin St Rm 224, Johnstown, PA 15901A+5.0 ★Texas Ratio: 2.76% IRA Shares at 3.00% APY, PRR South Fork Federal Credit UnionPRR South Fork Federal Credit Union307 State St, Johnstown, PA 15905A+5.0 ★Texas Ratio: 0.56% IRA Share Account at 2.06% APY, InFirst BankInFirst Bank1420 Scalp Ave, Johnstown, PA 15904A+5.0 ★Texas Ratio: 5.81% INFIR$T REWARD$ Savings at 2.00% APY, C-B-W Schools Federal Credit UnionC-B-W Schools Federal Credit Union194 Donald Ln Ste 4, Johnstown, PA 15904 2840A+5.0 ★Texas Ratio: 0.21% Regular Shares at 0.70% APY, and Franklin Johnstown Federal Credit UnionFranklin Johnstown Federal Credit Union310 Bloomfield St, Johnstown, PA 15904 3202A+5.0 ★Texas Ratio: 1.06% IRA Share Accounts (Traditional, Roth and Coverdell-Educational) at 0.30% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Johnstown, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Johnstown, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Johnstown, Pennsylvania and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Johnstown, Pennsylvania & Surrounding Communities
Qualifications Required: 12 POS debit card purchases post and settle during the statement cycle; Be enrolled and receive your monthly account statement electronically; Have at least one direct deposit or one ACH automatic payment post and settle to your account per monthly qualification cycle; Qualifying balance up to $100,000
Qualifying balance up to $15,000
Qualifications Required: 12 POS debit card purchases post and settle during the statement cycle; Be enrolled and receive your monthly account statement electronically; Have at least one direct deposit or one ACH automatic payment post and settle to your account per monthly qualification cycle; Qualifying balance up to $100,000
Qualifying balance up to $2,000
Under $500
$100
$5,000
$50
$250-$4,999.99
on balance over $25
on balance over $25
Qualifying balance up to $100,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Intro rate subject to change
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
Online Only
over current rate account is earning
Qualifying balance up to $1,000,000
if over $100
$25,000
Minimum of $5,000 not currently deposited at Huntington.
Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Johnstown, PA Savings Rate Trends
Compare local Johnstown, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Johnstown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Johnstown, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Johnstown, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Johnstown, Pennsylvania safe?
How often do savings rates change in Johnstown, Pennsylvania?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Johnstown, Pennsylvania?
How do I open a savings account in Johnstown, Pennsylvania?
Best Savings Rates in Johnstown, Pennsylvania
- G.A.P. Federal Credit Union
IRA Shares — 3.00% APY - PRR South Fork Federal Credit Union
IRA Share Account — 2.06% APY - InFirst Bank
INFIR$T REWARD$ Savings — 2.00% APY - C-B-W Schools Federal Credit Union
Regular Shares — 0.70% APY - Franklin Johnstown Federal Credit Union
IRA Share Accounts (Traditional, Roth and Coverdell-Educational) — 0.30% APY
