Lancaster, Pennsylvania (PA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Lancaster, Pennsylvania and the surrounding area include Everence Federal Credit UnionEverence Federal Credit Union2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602A5.0 ★Texas Ratio: 8.68% Youth savings at 5.00% APY, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union750 E King St, Lancaster, PA 17602A+5.0 ★Texas Ratio: 5.69% Youth Savings at 4.00% APY, PNC BankPNC Bank148 W Main St, Lancaster, OH 43130A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Lanco Federal Credit UnionLanco Federal Credit Union349 W Roseville Rd, Lancaster, PA 17601A5.0 ★Texas Ratio: 12.16% Money Market Savings Account at 2.75% APY, and Peoples Security BankPeoples Security Bank2343 Oregon Pike, Lancaster, PA 17601A+5.0 ★Texas Ratio: 1.05% Online Savings at 2.71% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lancaster, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lancaster, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lancaster, Pennsylvania and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Lancaster, Pennsylvania & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $9,999.99
New money is required for the savings account. The companion savings account is a limited transaction account opened the same day as a new or reinvesting CD(s) with a balance up to the amount of the CD(s). This variable interest rate and annual percentage yield (APY) is effective as of December 19, 2024 and is subject to change without notice. The APY assumes that all interest will remain on deposit until maturity. Open with $1,000, and keep a $1,000 daily balance in the account to avoid the $3 monthly fee. You need to keep at least a $1,000 daily balance in the account to earn interest. Fees may reduce earnings. Interest will be calculated monthly using the daily balance method. Unlimited withdrawals in person. A CD of a term equal to or greater than 12 months must be opened in conjunction with the establishment of a companion account. The total value of the CD opened in conjunction with the companion account can never be less than the dollar value of funds placed into the companion account. Additional deposits may only be added at the time of opening a New Certificate of Deposit with Traditions Bank in the same business day.
Only $0.00 to open and $0.01 to earn APY. Make deposits anytime. On October 1st of each year, we will automatically transfer balance to your regular savings account. Early withdrawal may incur penalty or other restriction.
Only $0.00 to open and $0.01 to earn APY. Make deposits anytime. On April 1st of each year, we will automatically transfer balance to your regular savings account. Early withdrawal may incur penalty or other restrictions
$14,999.01 +
$0.00 to open and $0.01 to earn APY.
Minimum $5.00 deposit to open and earn APY.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$4,999.01 - $14,999
Qualifying balance up to $100,000.00
$999.01 - $4,999
$100 - $999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lancaster, PA Savings Rate Trends
Compare local Lancaster, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lancaster, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lancaster, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lancaster, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lancaster, Pennsylvania safe?
How often do savings rates change in Lancaster, Pennsylvania?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lancaster, Pennsylvania?
How do I open a savings account in Lancaster, Pennsylvania?
Best Savings Rates in Lancaster, Pennsylvania
- Everence Federal Credit Union
Youth savings — 5.00% APY - Pennsylvania State Employees Credit Union
Youth Savings — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Lanco Federal Credit Union
Money Market Savings Account — 2.75% APY - Peoples Security Bank
Online Savings — 2.71% APY
