Mountain Top, Pennsylvania (PA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Mountain Top, Pennsylvania and the surrounding area include PNC BankPNC Bank125 S Mountain Blvd, Mountain Top, PA 18707A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Peoples Security BankPeoples Security Bank360 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 1.05% Online Savings at 2.71% APY, First Keystone Community BankFirst Keystone Community Bank18 N Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 4.82% Keystone Savings at 0.50% APY, The Fidelity Deposit and Discount BankThe Fidelity Deposit and Discount Bank2 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 2.05% Optimum Choice Savings at 0.35% APY, and Cross Valley Federal Credit UnionCross Valley Federal Credit Union113 S Main St, Mountain Top, PA 18707 1923A+5.0 ★Texas Ratio: 3.30% Primary Share at 0.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mountain Top, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mountain Top, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mountain Top, Pennsylvania and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Mountain Top, Pennsylvania & Surrounding Communities
Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00
Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00
Savings under $100,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Intro rate subject to change
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
Online Only
over current rate account is earning
Qualifying balance up to $1,000,000
Qualifying balance up to $1,000.00
$1,000 - $99,999.99
$1,000 - $99,999.99
$25,000
if over $100
Qualifications Required: personal checking account; debit card; Qualifying balance up to $5,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mountain Top, PA Savings Rate Trends
Compare local Mountain Top, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mountain Top, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mountain Top, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mountain Top, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Mountain Top, Pennsylvania safe?
How often do savings rates change in Mountain Top, Pennsylvania?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Mountain Top, Pennsylvania?
How do I open a savings account in Mountain Top, Pennsylvania?
Best Savings Rates in Mountain Top, Pennsylvania
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Peoples Security Bank
Online Savings — 2.71% APY - First Keystone Community Bank
Keystone Savings — 0.50% APY - The Fidelity Deposit and Discount Bank
Optimum Choice Savings — 0.35% APY - Cross Valley Federal Credit Union
Primary Share — 0.25% APY
Mountain Top, Pennsylvania Rates & Resources
