Springfield, Pennsylvania (PA) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Springfield, Pennsylvania and the surrounding area include Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union375 Baltimore Pike, Springfield, PA 19064A5.0 ★Texas Ratio: 7.37% BUSINESS POWER SAVINGS at 3.25% APY, Sun East Federal Credit UnionSun East Federal Credit UnionOlde Sproul Shopping Village, Springfield, PA 19064A5.0 ★Texas Ratio: 9.14% SEP-IRA Savings at 3.20% APY, United Savings Bank Philadelphia, PAUnited Savings Bank Philadelphia, PA301 Baltimore Pike, Springfield, PA 19064A+5.0 ★Texas Ratio: 0.00% UniSavings Money Market at 1.25% APY, Police And Fire Federal Credit UnionPolice And Fire Federal Credit UnionSpringfield Square North Shopping Center, Springfield, PA 19064A+5.0 ★Texas Ratio: 0.62% Education Savings Account at 1.00% APY, and Citadel Federal Credit UnionCitadel Federal Credit Union783 W Sproul Rd, Springfield, PA 19064 1215A+5.0 ★Texas Ratio: 2.89% Star Savings at 0.30% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Springfield, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Springfield, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, Pennsylvania and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Springfield, Pennsylvania & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Olde Sproul Shopping Village, Springfield, PA 19064
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
POWER SAVINGS
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS POWER SAVINGS
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
POWER SAVINGS
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Baltimore Pike, Springfield, PA 19064
UniSavings Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Baltimore Pike, Springfield, PA 19064
UniSavings Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Springfield Square North Shopping Center, Springfield, PA 19064
Education Savings Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Springfield Square North Shopping Center, Springfield, PA 19064
Savings Plus Account (S5)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Springfield Square North Shopping Center, Springfield, PA 19064
Savings Plus Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Springfield Square North Shopping Center, Springfield, PA 19064
Education Savings Account (S18)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS SUPER SAVER SAVINGS
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Star Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
AUXILIARY SAVINGS
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Springfield Square North Shopping Center, Springfield, PA 19064
Savings (S1)
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
(minimum $5 deposit required)
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
AUXILIARY SAVINGS
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Star Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Auxiliary Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Star Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS SUPER SAVER SAVINGS
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Auxiliary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
783 W Sproul Rd, Springfield, PA 19064 1215
Star Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Olde Sproul Shopping Village, Springfield, PA 19064
Savings Account
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS POWER SAVINGS
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
POWER SAVINGS
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Olde Sproul Shopping Village, Springfield, PA 19064
Youth Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
STATEMENT SAVINGS
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1141 Baltimore Pike, Springfield, PA 19064
Regular Savings
0.10%
$0
▼
Rate0.09%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
375 Baltimore Pike, Springfield, PA 19064
BUSINESS STATEMENT SAVINGS
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Baltimore Pike, Springfield, PA 19064
UniSavings Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Baltimore Pike, Springfield, PA 19064
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 Route 22, Springfield, NJ 07081
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 Route 22, Springfield, NJ 07081
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Olde Sproul Shopping Village, Springfield, PA 19064
Primary Business Savings
0.04%
$500
▼
Rate0.04%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Business Passbook Savings
0.03%
$50
▼
Rate0.03%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Money Market Savings
0.03%
$1,000
▼
Rate0.03%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Regular Passbook Savings
0.03%
$50
▼
Rate0.03%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Statement Savings
0.03%
$100
▼
Rate0.03%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 Route 22, Springfield, NJ 07081
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Olde Sproul Shopping Village, Springfield, PA 19064
Primary Business Savings
0.02%
$500
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedMar 24, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 Route 22, Springfield, NJ 07081
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
222 Route 22, Springfield, NJ 07081
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Baltimore Pike, Springfield, PA 19064
Health Savings Account
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
NexGen Savings
5.00%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Checking Plus: Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifications Required; Qualifying balance up to $10,000.00
NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Digital Checking: Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifications Required; Qualifying balance up to $10,000.00
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
Online High Yield Savings Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA 18040
eSavings
3.50%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
40 General Warren Blvd, Malvern, PA 19355
Yield Shield Savings Account
3.48%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3019 Chatham Rd, Springfield, IL 62704
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
7300 Old York Rd, Elkins Park, PA 19027
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
Parke Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Platinum Plus Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
if over $100
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA 18040
eSavings
3.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, PA Savings Rate Trends
Compare local Springfield, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — PA Avg
1.100%
▲ 1.050 from last week
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Standard Savings — PA Avg
0.352%
▼ 0.192 from last week
Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Springfield, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.
Are savings accounts in Springfield, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do savings rates change in Springfield, Pennsylvania?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Springfield, Pennsylvania may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Springfield, Pennsylvania?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Springfield, Pennsylvania offer in-person customer service, which some customers prefer.
How do I open a savings account in Springfield, Pennsylvania?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Springfield, Pennsylvania
Here are recent savings rates observed in Springfield, Pennsylvania and the surrounding area:
- Franklin Mint Federal Credit Union
BUSINESS POWER SAVINGS — 3.25% APY - Sun East Federal Credit Union
SEP-IRA Savings — 3.20% APY - United Savings Bank Philadelphia, PA
UniSavings Money Market — 1.25% APY - Police And Fire Federal Credit Union
Education Savings Account — 1.00% APY - Citadel Federal Credit Union
Star Savings — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Springfield, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
