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Pennsylvania Savings Rate Trends

Stroudsburg, Pennsylvania (PA) Savings Rates - March 2026

The best savings rates for Stroudsburg, Pennsylvania and the surrounding area include Utilities Employees Credit UnionUtilities Employees Credit Union337 Clay Ave, Stroudsburg, PA 18360A+5.0 ★Texas Ratio: 3.66% IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account at 2.00% APY, First Keystone Community BankFirst Keystone Community Bank559 Main St, Stroudsburg, PA 18360A+5.0 ★Texas Ratio: 4.82% Keystone Savings Account at 0.50% APY, First Northern Bank and Trust CompanyFirst Northern Bank and Trust Company101 Park Ave, Stroudsburg, PA 18360A+5.0 ★Texas Ratio: 5.59% Royal Savings at 0.25% APY, Wells FargoWells Fargo400 Main St, Stroudsburg, PA 18360A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit Union334 N 9th St, Stroudsburg, PA 18360 1804A+5.0 ★Texas Ratio: 2.61% Share Draft at 0.01% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Stroudsburg, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Stroudsburg, Pennsylvania (PA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Stroudsburg, Pennsylvania and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Stroudsburg, Pennsylvania & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Stroudsburg, PA 18360
Keystone Savings Account
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00

First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Stroudsburg, PA 18360
Keystone Savings
0.50%
$10
Rate0.50%
Min Deposit$10
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: 12 debit card purchases that post and settle within qualification cycle; enrollment in and monthly login to online banking; the receipt of eStatements in place of paper statements; Qualifying balance up to $25,000.00

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
Special Goal Savings Account
0.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
Share Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
Regular Share Savings
0.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
Health Savings AccountandSpecial Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
337 Clay Ave, Stroudsburg, PA 18360
Health Savings Account
0.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Current rate

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Royal Savings
0.25%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMar 24, 2026
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Kid's Statement Savings
0.20%
$1
Rate0.20%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Paperless Savings and more
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

$100,000.00

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Paperless Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

$50,000.00 - $99,999.99

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Student Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Paperless Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

$49,999.99 - $200.00

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
400 Main St, Stroudsburg, PA 18360
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
400 Main St, Stroudsburg, PA 18360
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
559 Main St, Stroudsburg, PA 18360
Key Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 26, 2026
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Consumer Money Market Savings and Business Money Market Savings Equal to or greater than
0.05%
$2,500
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

$100,000.00

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Business Statement Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

$100,000.00 - $249,999.99

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Business Statement Savings or less
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

$49,999.99

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Business Statement Savings or more
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

$250,000.00

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Consumer Money Market Savings and Business Money Market Savings Below
0.05%
$2,500
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

$2,500.00

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Statement Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Consumer Money Market Savings and Business Money Market Savings Equal to or greater than but less than $50,000.00
0.05%
$2,500
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

$2,500.00

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
101 Park Ave, Stroudsburg, PA 18360
Consumer Money Market Savings and Business Money Market Savings Equal to or greater than but less than $100,000.00
0.05%
$2,500
Rate0.05%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

$50,000.00

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
400 Main St, Stroudsburg, PA 18360
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA 18360 1804
Share Draft
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA 18360 1804
Passbook and Statement Savings
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA 18360 1804
IRA and ESA Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA 18360 1804
Business Savings Accounts
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
400 Main St, Stroudsburg, PA 18360
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
400 Main St, Stroudsburg, PA 18360
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
NexGen Savings
5.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
IRA Savings
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Checking Plus: Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA 17110
Youth Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $500.00

NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Digital Checking: Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Business High Yield Savings Account
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
107 Reuter Blvd, Towanda, PA 18848 2152
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
Online High Yield Savings Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA 18040
eSavings
3.50%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 22, 2026
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Higher Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
40 General Warren Blvd, Malvern, PA 19355
Yield Shield Savings Account
3.48%
$25,000
Rate0.00%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.

BHCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
501 Industrial Hwy, Ridley Park, PA 19078
iSAVE Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 S Bryn Mawr Ave, Bryn Mawr, PA 19010
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
BUSINESS POWER SAVINGS
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
High Yield Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
SEP-IRA Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA 19130
High Yield Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Business High-Yield Savings
3.10%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000,000

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
High-Yield Savings2
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Stroudsburg, PA Savings Rate Trends

Compare local Stroudsburg, PA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Savings Trends →
High-Yield Savings — PA Avg
1.100%
▲ 1.050 from last week

Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.

Standard Savings — PA Avg
0.352%
▼ 0.192 from last week

Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Stroudsburg, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stroudsburg, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Stroudsburg, Pennsylvania

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.

Are savings accounts in Stroudsburg, Pennsylvania safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.

How often do savings rates change in Stroudsburg, Pennsylvania?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Stroudsburg, Pennsylvania may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Stroudsburg, Pennsylvania?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Stroudsburg, Pennsylvania offer in-person customer service, which some customers prefer.

How do I open a savings account in Stroudsburg, Pennsylvania?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Stroudsburg, Pennsylvania

Here are recent savings rates observed in Stroudsburg, Pennsylvania and the surrounding area:
  • Utilities Employees Credit Union
    IRA Savings Account (Traditional/Roth)andCoverdell Education Savings Account — 2.00% APY
  • First Keystone Community Bank
    Keystone Savings Account — 0.50% APY
  • First Northern Bank and Trust Company
    Royal Savings — 0.25% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
  • Polish And Slavic Federal Credit Union
    Share Draft — 0.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Stroudsburg, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026