Wilkes Barre, Pennsylvania (PA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Wilkes Barre, Pennsylvania and the surrounding area include PNC BankPNC Bank960 Schechter Dr, Wilkes Barre, PA 18702A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Peoples Security BankPeoples Security Bank1 N Main St, Wilkes Barre, PA 18701A+5.0 ★Texas Ratio: 1.05% Online Savings at 2.71% APY, Service 1st Federal Credit UnionService 1st Federal Credit Union620 Baltimore Dr, Wilkes Barre, PA 18702A+5.0 ★Texas Ratio: 4.43% IRA savings at 0.45% APY, The Fidelity Deposit and Discount BankThe Fidelity Deposit and Discount Bank62 North Franklin Street, Wilkes Barre, PA 18701A+5.0 ★Texas Ratio: 2.05% Optimum Choice Savings at 0.35% APY, and NBT BankNBT Bank171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wilkes Barre, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wilkes Barre, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wilkes Barre, Pennsylvania and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Wilkes Barre, Pennsylvania & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
960 Schechter Dr, Wilkes Barre, PA 18702
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1 N Main St, Wilkes Barre, PA 18701
Online Savings
2.71%
$25
▼
Rate2.68%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Optimum Choice Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 4 - Average daily balance $50,000 +
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
620 Baltimore Dr, Wilkes Barre, PA 18702
savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 3 - Average daily balance $25,000 < $50,000
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Primary Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Statement Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1 N Main St, Wilkes Barre, PA 18701
Business Savings
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1 N Main St, Wilkes Barre, PA 18701
Business Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 2 - Average daily balance $2,500 < $25,000
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Green Team Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
Share Savings
0.15%
$100,001
▼
Rate0.15%
Min Deposit$100,001
Min Balance—
UpdatedMar 25, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
Share Savings
0.10%
$50,001
▼
Rate0.10%
Min Deposit$50,001
Min Balance—
UpdatedMar 25, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 1 - Average daily balance $0.01 < $2,500
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
Share Savings
0.07%
$5
▼
Rate0.07%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
Share Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
balances $5,000.00 and Higher
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
balances $5.00 to $4,999.99
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Scholar Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Secondary Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Savings under $100,000.00
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1 N Main St, Wilkes Barre, PA 18701
Business Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
eSavings Account Tier 1
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $100 < $2,500
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
960 Schechter Dr, Wilkes Barre, PA 18702
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
iStrive Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
Statement Savings Account
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 1 - Average daily balance is $25 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
eSavings Account Tier 3
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance is $10,000 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
171 N Wilkes Barre Blvd, Wilkes Barre, PA 18702
eSavings Account Tier 2
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $2,500 < $10,000
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
960 Schechter Dr, Wilkes Barre, PA 18702
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA 18702 6705
Share (Savings) Account
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
924 Wilkes Barre Township Boulevard, Wilkes Barre, PA 18702
Statement Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Green Team Savings
0.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Optimum Choice Savings
0.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
62 North Franklin Street, Wilkes Barre, PA 18701
Scholar Savings
0.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
Share Draft/Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
IRA Savings
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA 17110
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
107 Reuter Blvd, Towanda, PA 18848 2152
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Business High Yield Savings Account
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Higher Yield Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
BHCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
501 Industrial Hwy, Ridley Park, PA 19078
iSAVE Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
BUSINESS POWER SAVINGS
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
2307 Brown St, Philadelphia, PA 19130
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
SEP-IRA Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Business High-Yield Savings
3.10%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000,000
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
High-Yield Savings2
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
4700 Wissahickon Ave, Philadelphia, PA 19144 4248
High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
High-Yield Savings Account
3.04%
$10,000
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 23, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
Business Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$1,000 - $99,999.99
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
Primary Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$1,000 - $99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wilkes Barre, PA Savings Rate Trends
Compare local Wilkes Barre, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — PA Avg
1.193%
▲ 1.143 from last week
Pennsylvania high-yield savings rates rose 1.143 points this week to 1.193% APY, up from 0.050% last week.
Standard Savings — PA Avg
0.356%
▲ 0.119 from last week
Pennsylvania standard savings rates rose 0.119 points this week to 0.356% APY, up from 0.237% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wilkes Barre, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilkes Barre, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Wilkes Barre, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.
Are savings accounts in Wilkes Barre, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do savings rates change in Wilkes Barre, Pennsylvania?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wilkes Barre, Pennsylvania may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Wilkes Barre, Pennsylvania?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wilkes Barre, Pennsylvania offer in-person customer service, which some customers prefer.
How do I open a savings account in Wilkes Barre, Pennsylvania?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Wilkes Barre, Pennsylvania
Here are recent savings rates observed in Wilkes Barre, Pennsylvania and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Peoples Security Bank
Online Savings — 2.71% APY - Service 1st Federal Credit Union
IRA savings — 0.45% APY - The Fidelity Deposit and Discount Bank
Optimum Choice Savings — 0.35% APY - NBT Bank
Health Savings Accounts — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wilkes Barre, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
Wilkes Barre, Pennsylvania Rates & Resources
