York, Pennsylvania (PA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for York, Pennsylvania and the surrounding area include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union2010 Pennsylvania Ave, York, PA 17404 1791A+5.0 ★Texas Ratio: 5.69% Youth Savings at 4.00% APY, PNC BankPNC Bank1511 Kenneth Rd, York, PA 17408A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, PACE Resources Federal Credit UnionPACE Resources Federal Credit Union445 W PHILADELPHIA ST, YORK, PA 17401A+5.0 ★Texas Ratio: 0.55% Regular Shares at 1.00% APY, Orrstown BankOrrstown Bank109 Leaders Heights Rd, York, PA 17403A5.0 ★Texas Ratio: 8.61% Health Savings Account at 0.30% APY, and First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA 17408 2228A+5.0 ★Texas Ratio: 1.35% IRA Share at 0.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in York, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in York, Pennsylvania (PA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in York, Pennsylvania and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in York, Pennsylvania & Surrounding Communities
Qualifying balance up to $500.00
New money is required for the savings account. The companion savings account is a limited transaction account opened the same day as a new or reinvesting CD(s) with a balance up to the amount of the CD(s). This variable interest rate and annual percentage yield (APY) is effective as of December 19, 2024 and is subject to change without notice. The APY assumes that all interest will remain on deposit until maturity. Open with $1,000, and keep a $1,000 daily balance in the account to avoid the $3 monthly fee. You need to keep at least a $1,000 daily balance in the account to earn interest. Fees may reduce earnings. Interest will be calculated monthly using the daily balance method. Unlimited withdrawals in person. A CD of a term equal to or greater than 12 months must be opened in conjunction with the establishment of a companion account. The total value of the CD opened in conjunction with the companion account can never be less than the dollar value of funds placed into the companion account. Additional deposits may only be added at the time of opening a New Certificate of Deposit with Traditions Bank in the same business day.
$14,999.01 +
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$4,999.01 - $14,999
$999.01 - $4,999
$100 - $999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Intro rate subject to change
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
Qualifying balance up to $1,000,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
York, PA Savings Rate Trends
Compare local York, PA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.
Pennsylvania standard savings rates fell 0.028 points this week to 0.352% APY, down from 0.381% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for York, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in York, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in York, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in York, Pennsylvania safe?
How often do savings rates change in York, Pennsylvania?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in York, Pennsylvania?
How do I open a savings account in York, Pennsylvania?
Best Savings Rates in York, Pennsylvania
- Pennsylvania State Employees Credit Union
Youth Savings — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - PACE Resources Federal Credit Union
Regular Shares — 1.00% APY - Orrstown Bank
Health Savings Account — 0.30% APY - First Capital Federal Credit Union
IRA Share — 0.25% APY
