The best savings rates for Sioux Falls, South Dakota and the surrounding area include OAB One American BankOAB One American Bank3310 W 49th St, Sioux Falls, SD 57106A+5.0 ★Texas Ratio: 3.42% Savings at 3.60% APY, Bluestone Federal Credit UnionBluestone Federal Credit Union3400 S Sycamore Ave, Sioux Falls, SD 57110 4412A+5.0 ★Texas Ratio: 5.08% 12 MO VARIABLE SHARE CERT. at 3.30% APY, SNB Security National Bank of SDSNB Security National Bank of SD4621 W 26th St, Sioux Falls, SD 57106A+5.0 ★Texas Ratio: 0.00% Sidekick Savings at 3.25% APY, Heritage Bank N.A.Heritage Bank N.A.140 N Phillips Ave, Sioux Falls, SD 57104A5.0 ★Texas Ratio: 6.65% JUMBO SAVINGS ACCOUNT at 2.77% APY, and First Dakota National BankFirst Dakota National Bank101 N Main Ave, Sioux Falls, SD 57104A+5.0 ★Texas Ratio: 1.06% eSavings Account Rate1 at 2.37% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Sioux Falls, South Dakota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sioux Falls, South Dakota (SD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sioux Falls, South Dakota and the surrounding area. Last Updated and Verified: March 27, 2026
$100,000
Daily balances of: $200,000 and up
Amount: $100 & up*
N/A
$25,000.00 and over
For children under 12 years of age
Qualifying balance up to $10,000.00
Under $25,000.00
(Dividends paid 12/31/2025)
Compare local Sioux Falls, SD savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Dakota high-yield savings rates fell 1.766 points this week to 0.032% APY, down from 1.799% last week.
South Dakota standard savings rates rose 0.101 points this week to 0.301% APY, up from 0.200% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sioux Falls, South Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sioux Falls, South Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.