MonitorBankRates
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Tennessee Savings Rate Trends

Collierville, Tennessee (TN) Savings Rates - March 2026

The best savings rates for Collierville, Tennessee and the surrounding area include FsnbFsnb560 W Poplar Ave, Collierville, TN 38017A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Independent Bank Memphis, TNIndependent Bank Memphis, TN2116 W Poplar Ave, Collierville, TN 38017A5.0 ★Texas Ratio: 9.65% Savings Special at 3.70% APY, FedEx Employees Credit Association Federal Credit UnionFedEx Employees Credit Association Federal Credit Union50 Fed Ex Pkwy, Collierville, TN 38017 8711A5.0 ★Texas Ratio: 6.11% Roth IRA Share at 0.75% APY, First HorizonFirst Horizon1182 W Poplar Ave, Collierville, TN 38017A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Southern Security Federal Credit UnionSouthern Security Federal Credit Union819 Southern Home Rd, Collierville, TN 38017 9438A5.0 ★Texas Ratio: 11.34% Regular Share at 0.40% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Collierville, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Collierville, Tennessee (TN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Collierville, Tennessee and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Collierville, Tennessee & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
560 W Poplar Ave, Collierville, TN 38017
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
2116 W Poplar Ave, Collierville, TN 38017
Savings Special
3.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

New money only. Fees may reduce earnings. Offer applies to personal accounts only.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Roth IRA Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Traditional IRA Share
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
560 W Poplar Ave, Collierville, TN 38017
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
560 W Poplar Ave, Collierville, TN 38017
Savings Tier Two
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Regular Share
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Miscellaneous Share
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Share Draft (Checking)
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Share (Savings)
0.40%
$25
Rate0.40%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Misc. Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Bridge Loan Share
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Misc. Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Regular Share
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Miscellaneous Share
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Share (Savings)
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Bridge Loan Share
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Share Draft (Checking)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
560 W Poplar Ave, Collierville, TN 38017
Savings Tier One
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Misc. Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Business Share (Savings)
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
511 Market Blvd, Collierville, TN 38017
Regular Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Miscellaneous Share
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Regular Share
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
310 New Byhalia Rd, Collierville, TN 38017 3706
Money Market Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $10,000.00

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
310 New Byhalia Rd, Collierville, TN 38017 3706
Money Market Savings for Businesses
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

For balances over $100,000

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Bridge Loan Share
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Share Draft (Checking)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Share Draft (Checking)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1182 W Poplar Ave, Collierville, TN 38017
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
819 Southern Home Rd, Collierville, TN 38017 9438
Share Draft (Checking)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Share Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Share Savings Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Share Savings Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
310 New Byhalia Rd, Collierville, TN 38017 3706
Business Savings Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
310 New Byhalia Rd, Collierville, TN 38017 3706
IRA Savings Accounts
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
310 New Byhalia Rd, Collierville, TN 38017 3706
Miscellaneous Share Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
100 W Emory Rd, Powell, TN 37849
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
71 S Mechanic St, Lynchburg, TN 37352
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Reserve High Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.70%
$0
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Rewards Share Draft
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $25,000

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1556 W Mcewen Dr, Franklin, TN 37067
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
2.80%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
905 Tusculum Blvd, Greeneville, TN 37745
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
112 N Sycamore St, Elizabethton, TN 37643
High Yield Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Health Savings Account
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Club Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SouthEast Bank
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
285 Front St, Spring City, TN 37381
Bonus Rate Savings
2.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: SouthEast Bank checking account with the Round Up feature; eStatements; 15 debit card purchases; Qualifying balance up to $10,000

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
300 Sunset Dr, Johnson City, TN 37604
Community Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Collierville, TN Savings Rate Trends

Compare local Collierville, TN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Savings Trends →
High-Yield Savings — TN Avg
1.294%
▼ 0.188 from last week

Tennessee high-yield savings rates fell 0.188 points this week to 1.294% APY, down from 1.482% last week.

Standard Savings — TN Avg
0.515%
▲ 0.313 from last week

Tennessee standard savings rates rose 0.313 points this week to 0.515% APY, up from 0.202% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Collierville, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Collierville, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Collierville, Tennessee

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Tennessee, help your money grow faster through a higher APY.

Are savings accounts in Collierville, Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do savings rates change in Collierville, Tennessee?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Collierville, Tennessee may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Collierville, Tennessee?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Collierville, Tennessee offer in-person customer service, which some customers prefer.

How do I open a savings account in Collierville, Tennessee?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Collierville, Tennessee

Here are recent savings rates observed in Collierville, Tennessee and the surrounding area:
  • Fsnb
    Cents-able Savings — 7.00% APY
  • Independent Bank Memphis, TN
    Savings Special — 3.70% APY
  • FedEx Employees Credit Association Federal Credit Union
    Roth IRA Share — 0.75% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
  • Southern Security Federal Credit Union
    Regular Share — 0.40% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Collierville, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026