The best savings rates for Johnson City, Tennessee and the surrounding area include FsnbFsnb3111 Browns Mill Rd, Johnson City, TN 37604A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union2004 N Roan St, Johnson City, TN 37601A+5.0 ★Texas Ratio: 3.39% PREMIUM SAVINGS ACCOUNT at 3.50% APY, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union3101 Peoples St, Johnson City, TN 37604A+5.0 ★Texas Ratio: 1.21% Share Draft (Peak Checking) at 3.25% APY, Elizabethton FSBElizabethton FSB304 Sunset Dr, Johnson City, TN 37604A+5.0 ★Texas Ratio: 0.47% High Yield Savings at 2.02% APY, and Eastman Credit UnionEastman Credit Union113 Broyles Dr, Johnson City, TN 37601A+5.0 ★Texas Ratio: 1.31% Share Savings Account at 2.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Johnson City, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Johnson City, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Johnson City, Tennessee and the surrounding area. Last Updated and Verified: March 27, 2026
based on qualifying criteria**
Earn 3.00% APY on the first $500.00
Qualifying balance up to $500.00
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
$50,000.00 and Up
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
$25,000.00-$49,999.00
$10,000.00-$24,999.00
Qualifying balance up to $500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Compare local Johnson City, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.257 points this week to 1.294% APY, down from 1.551% last week.
Tennessee standard savings rates rose 0.264 points this week to 0.515% APY, up from 0.251% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Johnson City, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Johnson City, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.