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Tennessee Savings Rate Trends

Spring Hill, Tennessee (TN) Savings Rates - March 2026

The best savings rates for Spring Hill, Tennessee and the surrounding area include FirstBank (TN)FirstBank (TN)4824 Main St, Spring Hill, TN 37174A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, First HorizonFirst Horizon4938 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Liberty Federal Credit UnionLiberty Federal Credit Union4922 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.09% IRA/CESA Share Account at 0.25% APY, Listerhill Credit UnionListerhill Credit Union3348 Kedron Rd, Spring Hill, TN 37174 2603A+5.0 ★Texas Ratio: 4.62% Share Savings Account at 0.20% APY, and Ascend Federal Credit UnionAscend Federal Credit Union1002 Crossings Blvd, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.48% Savings at 0.20% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Spring Hill, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Spring Hill, Tennessee (TN) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Spring Hill, Tennessee and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Spring Hill, Tennessee & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
4824 Main St, Spring Hill, TN 37174
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Main St, Spring Hill, TN 37174
IRA/CESA Share Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
Share Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
Roth IRA Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
My Goal Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
IRA Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
Good Start Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
Explorer Rewards Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
3348 Kedron Rd, Spring Hill, TN 37174 2603
Explorer Rewards Savings
0.20%
$5
Rate0.20%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Business Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Business Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
128 Kedron Pkwy, Spring Hill, TN 37174
Advantage Savings
0.10%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

An interest-bearing savings account with unlimited deposits.

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4938 Main St, Spring Hill, TN 37174
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
100 Stephen P Yokich Pkwy, Spring Hill, TN 37174 3140
Regular Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
128 Kedron Pkwy, Spring Hill, TN 37174
Easy Savings
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

A variable rate, interest-bearing savings account with a low minimum balance required.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
4824 Main St, Spring Hill, TN 37174
Basic Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
4824 Main St, Spring Hill, TN 37174
UTMA-Minor Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Business Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Health Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1002 Crossings Blvd, Spring Hill, TN 37174
Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Main St, Spring Hill, TN 37174
Regular Shares
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Main St, Spring Hill, TN 37174
Special Shares
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4424 Lebanon Pike, Hermitage, TN 37076
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
100 W Emory Rd, Powell, TN 37849
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $500.00

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN 38305 7914
Share Savings
5.00%
$10
Rate4.89%
Min Deposit$10
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN 37334
Brighter Day Savings Account
4.06%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
Kickstart Kids Savings Acct1
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Community Bank Lexington, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Reserve High Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.70%
$0
Rate3.64%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
5050 Poplar Avenue, Memphis, TN 38157
Savings Special
3.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

New money only. Fees may reduce earnings. Offer applies to personal accounts only.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Rewards Share Draft
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $25,000

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN 37040 1620
High Yield Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1316 Wilson Rd, Knoxville, TN 37912
PREMIUM SAVINGS ACCOUNT
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7205 Forest Oaks Blvd, Spring Hill, FL 34606
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN 37615
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

based on qualifying criteria**

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN 37040 1620
High Yield Savings
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
U Earn Savings
2.80%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
905 Tusculum Blvd, Greeneville, TN 37745
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

Elizabethton FSB
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
112 N Sycamore St, Elizabethton, TN 37643
High Yield Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Health Savings Account
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Morgantown B&T
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Club Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SouthEast Bank
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
285 Front St, Spring City, TN 37381
Bonus Rate Savings
2.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: SouthEast Bank checking account with the Round Up feature; eStatements; 15 debit card purchases; Qualifying balance up to $10,000

First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
300 Sunset Dr, Johnson City, TN 37604
Community Savings
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Spring Hill, TN Savings Rate Trends

Compare local Spring Hill, TN savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Savings Trends →
High-Yield Savings — TN Avg
1.294%
▼ 0.188 from last week

Tennessee high-yield savings rates fell 0.188 points this week to 1.294% APY, down from 1.482% last week.

Standard Savings — TN Avg
0.515%
▲ 0.313 from last week

Tennessee standard savings rates rose 0.313 points this week to 0.515% APY, up from 0.202% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Spring Hill, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Spring Hill, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Spring Hill, Tennessee

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Tennessee, help your money grow faster through a higher APY.

Are savings accounts in Spring Hill, Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do savings rates change in Spring Hill, Tennessee?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Spring Hill, Tennessee may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Spring Hill, Tennessee?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Spring Hill, Tennessee offer in-person customer service, which some customers prefer.

How do I open a savings account in Spring Hill, Tennessee?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Spring Hill, Tennessee

Here are recent savings rates observed in Spring Hill, Tennessee and the surrounding area:
  • FirstBank (TN)
    FirstUp Savings — 3.82% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
  • Liberty Federal Credit Union
    IRA/CESA Share Account — 0.25% APY
  • Listerhill Credit Union
    Share Savings Account — 0.20% APY
  • Ascend Federal Credit Union
    Savings — 0.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Spring Hill, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026