The best savings rates for Cypress, Texas and the surrounding area include PNC BankPNC Bank14213 Cypress Rosehill Rd, Cypress, TX 77429A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Capital One BankCapital One Bank25907 Hempstead Rd, Cypress, TX 77429A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, SHELLSHELL24344 Northwest Fwy, Cypress, TX 77429A+5.0 ★Texas Ratio: 2.74% High Yield eSavings at 3.00% APY, Texas Bay Credit UnionTexas Bay Credit Union9212 Fry Road # 100, Cypress, TX 77433A5.0 ★Texas Ratio: 8.99% Share at 2.27% APY, and Frost BankFrost Bank13201 Fry Rd, Cypress, TX 77433A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cypress, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cypress, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cypress, Texas and the surrounding area. Last Updated and Verified: March 27, 2026
Qualifications Required: Have an open eChecking account; Meet all eChecking account qualifications each month; Qualifying balance up to $10,000.00
$500,000 and up
Qualifications Required: Have an open eChecking account; Meet all eChecking account qualifications each month; Qualifying balance up to $10,000.00
$700,000 and up
$300,000 to $499,999.99
$500,000 to $699,999.99
$200,000 to $299,999.99
$150,000 to $199,999.99
$300,000 to $499,999.99
$100,000 to $149,999.99
$50K to $99,999.99
$50,000 to $299,999.99
$1,000 to $49,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $14,999.99
$100 to $4,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$250 to $99,999.99
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $100,000.00
Only available in Texas
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Compare local Cypress, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.287 points this week to 0.548% APY, down from 0.835% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cypress, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cypress, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.