Dallas, Texas (TX) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Dallas, Texas and the surrounding area include OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Regular Savings / Business Savings at 3.75% APY, Pinnacle Federal Credit UnionPinnacle Federal Credit Union11830 Webb Chapel Rd Ste 200, Dallas, TX 75234 2784A+5.0 ★Texas Ratio: 3.32% Accelerate Savings at 3.75% APY, Independent Bank Memphis, TNIndependent Bank Memphis, TN3010 Lyndon B Johnson Fwy, Dallas, TX 75234A5.0 ★Texas Ratio: 9.65% Savings Special at 3.70% APY, Texas Capital BankTexas Capital Bank2000 Mckinney Ave, Dallas, TX 75201A+5.0 ★Texas Ratio: 2.17% Star Elite Savings at 3.65% APY, and Neighborhood Credit UnionNeighborhood Credit Union13649 Montfort Dr, Dallas, TX 75240 2521A5.0 ★Texas Ratio: 8.73% Online Savings at 3.60% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Dallas, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dallas, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dallas, Texas and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Dallas, Texas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Regular Savings / Business Savings
3.75%
$0
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pinnacle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
11830 Webb Chapel Rd Ste 200, Dallas, TX 75234 2784
Accelerate Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
3010 Lyndon B Johnson Fwy, Dallas, TX 75234
Savings Special
3.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Elite Savings
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High-Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Online Savings
3.60%
$1,500
▼
Rate3.54%
Min Deposit$1,500
Min Balance—
UpdatedMar 15, 2026
Details
An exclusive rate only available online with additional deposits allowed.; Online Only
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
17218 Preston Rd, Dallas, TX 75252
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
14651 Dallas Pkwy, Dallas, TX 75254
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Max Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
2630 Royal Ln, Dallas, TX 75229
VIP savings account
3.00%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
guaranteed through June 30, 2026
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Max Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8214 Westchester Dr, Dallas, TX 75225
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
High Yield Savings
2.75%
$100
▼
Rate2.71%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
8303 Douglas Ave, Dallas, TX 75225
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
AAFES Headquarters, Dallas, TX 75236
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$5 minimum balance to open
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2592 Royal Ln, Dallas, TX 75229
Simple Savings
2.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
8303 Douglas Ave, Dallas, TX 75225
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
8303 Douglas Ave, Dallas, TX 75225
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
5610 Lemmon Ave, Dallas, TX 75209
High Yield Savings Account
2.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
5610 Lemmon Ave, Dallas, TX 75209
High Yield Savings
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2592 Royal Ln, Dallas, TX 75229
Simple Savings
2.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Shooting Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High-Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Available in all states.
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
2237 Royal Ln, Dallas, TX 75229
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
Prestige Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
High Interest Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
1100 Commerce St Ste 615, Dallas, TX 75242
Share Savings
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000 & Over
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
1100 Commerce St Ste 615, Dallas, TX 75242
IRA Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Edge Business Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
IRA Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8201 Preston Rd, Dallas, TX 75225
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2950 N Harwood St Ste 100, Dallas, TX 75201
Savings Money Market
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
IRA Savings (Roth)
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
IRA Savings (Traditional)
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
1100 Commerce St Ste 615, Dallas, TX 75242
Share Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$5,000 - $24,999
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
1200 Belleview St, Dallas, TX 75215 1837
IRA & SEP Savings
0.35%
$50
▼
Rate0.35%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Lone Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Youth Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Faith Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2020 W Wheatland Rd, Dallas, TX 75232 4517
Basic Savings & Club
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
6172 Sherry Ln, Dallas, TX 75225 6314
Health Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
6172 Sherry Ln, Dallas, TX 75225 6314
Holiday Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $9,999.99
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
6172 Sherry Ln, Dallas, TX 75225 6314
HSA Checking (Health Savings Accounts)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Libertyone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
1100 Commerce St Ste 615, Dallas, TX 75242
Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100 - $4,999
Lone Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Regular Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lone Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Special Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lone Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
7508 Ferguson Rd, Dallas, TX 75228
Youth Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Prestige Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Regular Shares
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
400 S Akard St, Dallas, TX 75202 5324
Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Association Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Business Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Regular Savings/Share
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX 75228
Share/Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX 75240 2521
Kid's Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dallas, TX Savings Rate Trends
Compare local Dallas, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — TX Avg
0.772%
▼ 2.148 from last week
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Standard Savings — TX Avg
0.548%
▼ 0.200 from last week
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dallas, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dallas, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dallas, Texas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.
Are savings accounts in Dallas, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do savings rates change in Dallas, Texas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dallas, Texas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Dallas, Texas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dallas, Texas offer in-person customer service, which some customers prefer.
How do I open a savings account in Dallas, Texas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Dallas, Texas
Here are recent savings rates observed in Dallas, Texas and the surrounding area:
- OWB One World Bank
Regular Savings / Business Savings — 3.75% APY - Pinnacle Federal Credit Union
Accelerate Savings — 3.75% APY - Independent Bank Memphis, TN
Savings Special — 3.70% APY - Texas Capital Bank
Star Elite Savings — 3.65% APY - Neighborhood Credit Union
Online Savings — 3.60% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dallas, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
