Fort Worth, Texas (TX) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fort Worth, Texas and the surrounding area include Texas Capital BankTexas Capital Bank300 Throckmorton St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 2.17% Star Elite Savings at 3.65% APY, Ciera BankCiera Bank1501 Summit Ave, Fort Worth, TX 76102A-4.9 ★Texas Ratio: 16.58% Money Market Savings Account at 3.40% APY, PNC BankPNC Bank4500 Mercantile Plaza Dr, Fort Worth, TX 76137A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, EECU Credit UnionEECU Credit Union1617 W 7th St, Fort Worth, TX 76102A+5.0 ★Texas Ratio: 2.75% High Yield Savings at 3.00% APY, and Amarillo National BankAmarillo National Bank4501 Camp Bowie Blvd, Fort Worth, TX 76107A5.0 ★Texas Ratio: 13.79% Savings at 3.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fort Worth, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fort Worth, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fort Worth, Texas and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Fort Worth, Texas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star Elite Savings
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star High Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star High-Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
3.40%
$2,500
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
4500 Mercantile Plaza Dr, Fort Worth, TX 76137
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Fees could reduce the earnings on the account. Interest will be accrued and credited to your account quarterly. This limited-time offer is subject to change at any time without notice. Additional terms and conditions apply.
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Business High Yield Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
New Money Required To Fund.
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
2424 Merrick St, Fort Worth, TX 76107
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
High Yield Savings
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Business Money Market Savings
2.78%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 23, 2026
Details
Min balance of $100K
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
2.63%
$2,500
▼
Rate2.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
2.60%
$2,500
▼
Rate2.57%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Index IRA Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
$15,000 minimum to open
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2001 Handley Ederville Rd, Fort Worth, TX 76118
Savings Elite
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2001 Handley Ederville Rd, Fort Worth, TX 76118
SAVINGSELITE
2.53%
$25,000
▼
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Balances $25,000.00 or more
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
2.38%
$2,500
▼
Rate2.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Index IRA Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
$15,000 minimum to open
Alcon Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
6201 South Fwy, Fort Worth, TX 76134
High Yield Savings Account
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
2.20%
$2,500
▼
Rate2.18%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
2.17%
$2,500
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Shooting Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star High-Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star High Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
300 Throckmorton St, Fort Worth, TX 76102
Star Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Available in all states.
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
Personal Savings
2.07%
$200
▼
Rate2.05%
Min Deposit$200
Min Balance—
UpdatedMar 20, 2026
Details
NBT Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2535 Ne 28th St, Fort Worth, TX 76106
Savings Commercial
2.07%
$200
▼
Rate2.05%
Min Deposit$200
Min Balance—
UpdatedMar 20, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Index IRA Savings
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
$15,000 minimum to open
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
Health Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Savings
1.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
1.87%
$2,500
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
1.80%
$2,500
▼
Rate1.79%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Texas Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Commerce St, Fort Worth, TX 76102
Personal & Business Savings***
1.72%
$0
▼
Rate1.71%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Texas Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 Commerce St, Fort Worth, TX 76102
Personal & Business Savings
1.72%
$0
▼
Rate1.71%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
6701 Burlington Blvd, Fort Worth, TX 76131
High Yield Savings Account
1.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Savings Account
1.60%
$100
▼
Rate1.59%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Health Savings Account (HSA Account)
1.60%
$100
▼
Rate1.59%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
Rewards Savings
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
Savings Money Market
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3000 S Hulen St, Fort Worth, TX 76109
Savings Money Market
1.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
1501 Summit Ave, Fort Worth, TX 76102
Money Market Savings Account
1.40%
$2,500
▼
Rate1.39%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
4501 Camp Bowie Blvd, Fort Worth, TX 76107
Savings
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
9000 Blue Mound Rd, Fort Worth, TX 76131
Educational Savings
1.26%
$500
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
IRA Shares
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
Kids & Youth Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
Regular Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
Roth IRA Share
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX 76177 5311
Traditional IRA Share
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Business Savings
0.55%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Min balance of $100K
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Regular Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
IRA Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Regular Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Regular Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Everman Parkway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
1216 Everman Pkwy, Fort Worth, TX 76140 5002
Share Accounts
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Fort Worth City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2309 Montgomery St, Fort Worth, TX 76107 4520
Business Shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
603 S Adams St Ste 10A, Fort Worth, TX 76104 3023
Regular Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fort Worth, TX Savings Rate Trends
Compare local Fort Worth, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — TX Avg
0.770%
▼ 1.313 from last week
Texas high-yield savings rates fell 1.313 points this week to 0.770% APY, down from 2.083% last week.
Standard Savings — TX Avg
0.551%
▼ 0.110 from last week
Texas standard savings rates fell 0.110 points this week to 0.551% APY, down from 0.661% last week.
As of Mar 25, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fort Worth, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Worth, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fort Worth, Texas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.
Are savings accounts in Fort Worth, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do savings rates change in Fort Worth, Texas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fort Worth, Texas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fort Worth, Texas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fort Worth, Texas offer in-person customer service, which some customers prefer.
How do I open a savings account in Fort Worth, Texas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fort Worth, Texas
Here are recent savings rates observed in Fort Worth, Texas and the surrounding area:
- Texas Capital Bank
Star Elite Savings — 3.65% APY - Ciera Bank
Money Market Savings Account — 3.40% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - EECU Credit Union
High Yield Savings — 3.00% APY - Amarillo National Bank
Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Worth, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
