The best savings rates for San Marcos, Texas and the surrounding area include Austin Telco Federal Credit UnionAustin Telco Federal Credit Union904 Bugg Ln, San Marcos, TX 78666A+5.0 ★Texas Ratio: 2.16% Share Account at 3.65% APY, PNC BankPNC Bank300 S Lbj Dr, San Marcos, TX 78666A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Frost BankFrost Bank231 N Guadalupe St, San Marcos, TX 78666A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY, Randolph Brooks FCURandolph Brooks FCU1210 Wonder World Dr, San Marcos, TX 78666 7530A+5.0 ★ IRA Savings at 0.50% APY, and A+ Federal Credit UnionA+ Federal Credit Union1204 Thorpe Ln, San Marcos, TX 78666 6538A-5.0 ★Texas Ratio: 14.18% Health Savings Account at 0.30% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in San Marcos, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in San Marcos, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in San Marcos, Texas and the surrounding area. Last Updated and Verified: March 25, 2026
Calculated daily; paid monthly on balances of $100 or more. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Anticipated Dividends
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Anticipated Dividends
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $100,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Compare local San Marcos, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.148 points this week to 0.772% APY, down from 2.920% last week.
Texas standard savings rates fell 0.200 points this week to 0.548% APY, down from 0.748% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for San Marcos, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in San Marcos, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.