Texarkana, Texas (TX) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Texarkana, Texas and the surrounding area include Capital One BankCapital One Bank2318 Richmond Rd, Texarkana, TX 75503A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union4405 Summerhill Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 5.10% IRA Savings at 2.75% APY, MilWay Federal Credit UnionMilWay Federal Credit Union2000 Arkansas Blvd, Texarkana, AR 71854 1616A+5.0 ★Texas Ratio: 0.02% Special Savings Accounts at 1.00% APY, Texana BankTexana Bank3620 Richmond Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 2.99% Savings Account at 0.75% APY, and Diamond BankDiamond Bank4820 Texas Blvd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 5.27% Diamond Super Savings at 0.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Texarkana, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Texarkana, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Texarkana, Texas and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Texarkana, Texas & Surrounding Communities
($0 Opening Balance)
0.75% APY for up to $10,000. Variable rate account. Rates subject to change at our discretion and at a frequency determined by us. Minimum of $25.00 to open. A maximum of six preauthorized, automatic, or telephonic withdrawals or transfers per month are allowed. Fees may apply and could reduce earnings on account. Refer to Truth-in-Savings disclosure for complete details. Promotion available for a limited time only. New deposits only.
Qualifications Required: Enroll & Receive eStatements; Qualifying balance up to $100,000.00
($0 Opening Balance)
Earn .10% APY on the entire balance if not enrolled in eStatements
($1,000.00 and Above)
($0 Opening Balance)
HSA Savings; ($5 Opening Balance)
($5 Opening Balance)
($200.00 to $999.99)
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
($0.00 to $199.99)
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $500.00
Qualifying balance up to $100,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Only available in Texas
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Balances $250,000 and above
Balances $500,000 and above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Texarkana, TX Savings Rate Trends
Compare local Texarkana, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Texarkana, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Texarkana, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Texarkana, Texas
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Texarkana, Texas safe?
How often do savings rates change in Texarkana, Texas?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Texarkana, Texas?
How do I open a savings account in Texarkana, Texas?
Best Savings Rates in Texarkana, Texas
- Capital One Bank
360 Performance Savings — 3.20% APY - Red River Employees Federal Credit Union
IRA Savings — 2.75% APY - MilWay Federal Credit Union
Special Savings Accounts — 1.00% APY - Texana Bank
Savings Account — 0.75% APY - Diamond Bank
Diamond Super Savings — 0.25% APY
