Waxahachie, Texas (TX) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Waxahachie, Texas and the surrounding area include Neighborhood Credit UnionNeighborhood Credit Union1750 N Highway 77, Waxahachie, TX 75165 7830A5.0 ★Texas Ratio: 8.73% Online Savings at 3.60% APY, PNC BankPNC Bank1015 N Highway 77, Waxahachie, TX 75165A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, ELLIS COUNTY TEACHERS AND EMPLOYEESELLIS COUNTY TEACHERS AND EMPLOYEES1001 BUTCHER RD, WAXAHACHIE, TX 75165A+5.0 ★Texas Ratio: 1.49% Share/Savings at 1.50% APY, City Credit UnionCity Credit Union1625 N Highway 77, Waxahachie, TX 75165A5.0 ★Texas Ratio: 7.07% IRA Savings (Traditional) at 0.50% APY, and Wells FargoWells Fargo1111 N Highway 77, Waxahachie, TX 75165A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Waxahachie, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waxahachie, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waxahachie, Texas and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Waxahachie, Texas & Surrounding Communities
An exclusive rate only available online with additional deposits allowed.
Share/savings accounts are allowed one free withdrawal per quarter. Each additional withdrawal will be charged a $5.00 transaction fee. Dividends on share/savings accounts are paid quarterly and the rates may vary each quarter. The dividends are paid from income for the quarter and as income varies, so will the rate. The member will forfeit dividends that are accrued, but not paid in the event of an account closing.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $500.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $100,000.00
Only available in Texas
Only available in Texas
Minimum of $5,000 not currently deposited at Huntington.
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Balances $250,000 and above
Balances $500,000 and above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waxahachie, TX Savings Rate Trends
Compare local Waxahachie, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waxahachie, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waxahachie, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Waxahachie, Texas
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Waxahachie, Texas safe?
How often do savings rates change in Waxahachie, Texas?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Waxahachie, Texas?
How do I open a savings account in Waxahachie, Texas?
Best Savings Rates in Waxahachie, Texas
- Neighborhood Credit Union
Online Savings — 3.60% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - ELLIS COUNTY TEACHERS AND EMPLOYEES
Share/Savings — 1.50% APY - City Credit Union
IRA Savings (Traditional) — 0.50% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
