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Virginia Savings Rate Trends

Alexandria, Virginia (VA) Savings Rates - March 2026

The best savings rates for Alexandria, Virginia and the surrounding area include SPECTRASPECTRA5440 Cherokee Ave Ste 200, Alexandria, VA 22312A+5.0 ★Texas Ratio: 0.00% Brilliant Kid's Savings Account at 10.38% APY, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 0.37% Coverdell Education Savings at 5.00% APY, Andrews Federal Credit UnionAndrews Federal Credit Union7025A Manchester Blvd, Alexandria, VA 22310A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, PNC BankPNC Bank111 N Harrison St, Alexandria, IN 46001A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Capital One BankCapital One Bank3701 Jackson St, Alexandria, LA 71303A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Alexandria, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Alexandria, Virginia (VA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Alexandria, Virginia and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Alexandria, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kid's Savings Account
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
111 N Harrison St, Alexandria, IN 46001
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
High Yield Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
3701 Jackson St, Alexandria, LA 71303
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
eXtras Student Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,499.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
EdVantage Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
5775 Barclay Dr, Alexandria, VA 22315 5731
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5 minimum balance to open

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
Premium Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
Premium Savings
2.27%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
4875 Eisenhower Ave, Alexandria, VA 22304 4886
Youth Savings Account
2.10%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
Premium Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
SafetyNet Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $30,000.00

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
Signature High-Yield Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $100,000.00

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
Premium Savings
1.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
IRA Share
1.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $249,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
IRA Share
1.44%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $99,999.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
IRA Share
1.19%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $49,999.00

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
IRA Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
7696F Richmond Hwy, Alexandria, VA 22306
IRA Share
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $2,499.00

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
IRA Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Balances of $3,500 and over

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
IRA Savings
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
IRA Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA 22314
IRA Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Balances of less than $3,500

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
IRA Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Millennial Share
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
eVolve Share
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5948 Richmond Hwy, Alexandria, VA 22303 1871
Money Mouse Share
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
4800 Fillmore Ave, Alexandria, VA 22311 5070
Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA 22314 1691
ROTH, Traditional & SEP IRA Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6222 Little River Tpke, Alexandria, VA 22312 1714
Youth Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Roth / Traditional IRA Share
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7706 Richmond Hwy, Alexandria, VA 22306
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Basic Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7706 Richmond Hwy, Alexandria, VA 22306
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
111 N Harrison St, Alexandria, IN 46001
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
111 N Harrison St, Alexandria, IN 46001
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7706 Richmond Hwy, Alexandria, VA 22306
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7706 Richmond Hwy, Alexandria, VA 22306
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
115 N Washington St, Alexandria, VA 22314
Deluxe Savings Club (with auto debit)
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
7706 Richmond Hwy, Alexandria, VA 22306
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Business Share Draft/Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share Draft/Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Alexandria, VA Savings Rate Trends

Compare local Alexandria, VA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
0.592%
▼ 0.890 from last week

Virginia high-yield savings rates fell 0.890 points this week to 0.592% APY, down from 1.482% last week.

Standard Savings — VA Avg
0.529%
▲ 0.093 from last week

Virginia standard savings rates rose 0.093 points this week to 0.529% APY, up from 0.436% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Alexandria, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alexandria, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Alexandria, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Alexandria, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Alexandria, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Alexandria, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Alexandria, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Alexandria, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Alexandria, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Alexandria, Virginia

Here are recent savings rates observed in Alexandria, Virginia and the surrounding area:
  • SPECTRA
    Brilliant Kid's Savings Account — 10.38% APY
  • Apple Federal Credit Union
    Coverdell Education Savings — 5.00% APY
  • Andrews Federal Credit Union
    Online Savings Account — 5.00% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Alexandria, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026