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Virginia Savings Rate Trends

Amelia Court House, Virginia (VA) Savings Rates - April 2026

The best savings rates for Amelia Court House, Virginia and the surrounding area include SPECTRASPECTRAA+5.0 ★Texas Ratio: 0.00% Brilliant Kids Savings at 10.38% APY, First US Bank (AL)First US Bank (AL)A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit UnionA+5.0 ★Texas Ratio: 4.82% Fast Start Savings at 5.00% APY, and Skyla Federal Credit UnionSkyla Federal Credit UnionA5.0 ★Texas Ratio: 6.28% Purpose Savings at 5.00% APY.

Amelia Court House is a smaller community with no bank or credit union branches currently in our database. 57 institutions serving the Virginia area are available to Amelia Court House residents, with savings rates as high as 10.38% APY from SPECTRA. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Amelia Court House, Virginia and the surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Savings Rates in Amelia Court House, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Brilliant Kids Savings
10.38%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

As Low As; Qualifying balance up to $1,000.00

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Fast Start Savings
5.00%
$5
Rate4.91%
Min Deposit$5
Min Balance
UpdatedApr 12, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Purpose Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $1,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Smart Steps Savings
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Primis Business Savings
4.00%
$1
Rate3.93%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
Premium Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Boosted Rate: 4.00% for 6 months ($0+)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Freedom Direct Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account

Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Primis Savings Account
3.85%
$1
Rate3.78%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

Open from anywhere across the United States*; This account is only available online.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
IRA Savings
3.82%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Advantage Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account Earn 3.25% APY* without an Advantage Checking Account

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Smart Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

that's more than 9X the national savings rate.*

EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Eagle High-Yield Savings Account
3.70%
$0
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Savings Accounts
3.56%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.46%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
High Yield Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
High-Yield Savings Accounts
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
IRA Savings Account
3.25%
$50
Rate3.20%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.25%
$20,000
Rate3.20%
Min Deposit$20,000
Min Balance
UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.25%
$50,000
Rate3.20%
Min Deposit$50,000
Min Balance
UpdatedApr 11, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

based on qualifying criteria**

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
Premium Savings Account
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

E-Trade
Institution Rating:
A+5.0 ★
Premium Savings Account Base Rate
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Citizens and Farmers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Community Money Market Savings
3.25%
$25,000
Rate0.00%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

Limited time offer for non-profit business (defined as 501c3) entities only.

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Regular Savings
3.22%
$10
Rate3.17%
Min Deposit$10
Min Balance
UpdatedApr 2, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

On balances of $25,000+

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.20%
$50
Rate3.15%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

RELATIONSHIP

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Wellness Builder Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $2,500.00

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Platinum Money Market Savings
3.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedApr 11, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
EdVantage Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
eXtras Student Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,499.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Nextmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
eXtras Student Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Clear Sky Savings
2.95%
$0
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
2.95%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Kids' Savings
2.92%
$10
Rate2.88%
Min Deposit$10
Min Balance
UpdatedApr 11, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Simple Savings
2.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Regular Savings
2.70%
$10
Rate2.67%
Min Deposit$10
Min Balance
UpdatedApr 2, 2026
Details

First B&T Co. Lebanon, VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Health Savings Advantage Account
2.67%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

$250 bonus

Farmers & Merchants Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Regular Savings
2.55%
$10
Rate2.52%
Min Deposit$10
Min Balance
UpdatedApr 2, 2026
Details

Chesapeake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Clear Sky Savings
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Simple Savings
2.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Amelia Court House, VA Savings Rate Trends

Compare local Amelia Court House, VA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
2.722%
▲ 0.110 vs 7 days ago

Virginia high-yield savings rates rose 0.110 points over the past 7 days to 2.722% APY, up from 2.613%.

Standard Savings — VA Avg
0.886%
Unchanged vs 7 days ago

Virginia standard savings rates currently average 0.886% APY based on data from institutions in our monitoring network.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Amelia Court House, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Amelia Court House, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Amelia Court House, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Amelia Court House, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Amelia Court House, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Amelia Court House, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Amelia Court House, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Amelia Court House, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Amelia Court House, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Amelia Court House, Virginia

Here are recent savings rates observed in Amelia Court House, Virginia and the surrounding area:
  • SPECTRA
    Brilliant Kids Savings — 10.38% APY
  • First US Bank (AL)
    NextGEN Savings — 5.12% APY
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
  • Newport News Shipbuilding Employees Credit Union
    Fast Start Savings — 5.00% APY
  • Skyla Federal Credit Union
    Purpose Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Amelia Court House, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026